
Medihelp 2026 Medical Plans
11 options • Verified from official 2026 brochures
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1/5MAO Health CheckWeak
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Medihelp
MAO Health Check · By Medical Aid Online
1/5Weak
2.5 months of savings to pay claims, and R94 of every R100 goes straight to claims.
Safety cushion
2.5 monthsBelow the legal minimum
3 = legal minimum4 = average
Money saved to keep paying claims in a bad year.
Pressure to raise prices
R94 of R100High
- Claims
- Running costs (average)
- R0.99 short
- What members pay in: R100
When claims and costs pass R100, prices usually go up or benefits get cut.
2027 increase: 7.5%
This scheme
Regulator's guideline 3.8%
People covered: 207 794
Since then: Back above the legal minimum: the regulator reports an unaudited solvency of 26.92% at the end of 2025.
Medihelp 2027 prices: what's changing
New contributions from 1 January 2027, next to what you pay in 2026.
▲ 7.4%Average +7.4% across 10 plans (range 6.5% to 8.5%) vs regulator's 3.8% guideline.
From R864/month in 2027
Plan20262027Change
Monthly contributions from each scheme's official 2027 brochure, cheapest first. 2026 prices are kept for comparison. Not advice — confirm with the scheme before you choose.
Medihelp: MedMove! Student
Network
Comprehensive network
27 chronic conditions
From R 804/month (main)
Medihelp: MedVital Elect
Network
Comprehensive network
27 chronic conditions
From R 2 412/month (main)
Medihelp: MedVital
Hospital Plan
Any private hospital
27 chronic conditions
From R 3 096/month (main)
Medihelp: MedSaver
Savings
Any private hospital
27 chronic conditions
From R 4 260/month (main)
Medihelp: MedAdd Elect
Network
Comprehensive network
27 chronic conditions
From R 3 186/month (main)
Medihelp: MedAdd
Savings
Any private hospital
27 chronic conditions
From R 4 038/month (main)
Medihelp: MedReach
Network
Comprehensive network
27 chronic conditions
From R 3 360/month (main)
Medihelp: MedPrime Elect
Hybrid
Comprehensive network
27 chronic conditions
From R 4 746/month (main)
Medihelp: MedPrime
Hybrid
Any private hospital
27 chronic conditions
From R 5 790/month (main)
Medihelp: MedElite
Comprehensive
Comprehensive network
54 chronic conditions
From R 8 922/month (main)
Medihelp: MedPlus
Comprehensive
Any private hospital
64 chronic conditions
From R 15 486/month (main)