Medihelp Medical Aid

    Medihelp: MedVital

    Hospital Plan
    2026 Plan
    From R 3 096/month

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    From 1 January 2027

    2027 prices are out

    R3 300

    main member / month

    Main member

    R3 096R3 300
    ▲ 6.6%

    Adult dependant

    R2 376R2 532
    ▲ 6.6%

    Child dependant

    R1 062R1 134
    ▲ 6.8%

    Family of four (2 adults + 2 kids): R7 596 in 2026 → R8 100 in 2027, an extra R504 a month.

    Source: Medihelp Member Guide 2027 (p. 9, Monthly contributions). Benefits shown on this page are 2026 until we load the 2027 benefit changes. Compare every 2027 increase

    Heads up: This is general information, not financial advice. Pricing is sourced from the official Medihelp 2026 brochure but may change — always confirm directly with Medihelp before joining.

    Monthly Contributions

    Main memberR 3 096
    Adult dependantR 2 376
    Child dependantR 1 062

    Max 2 children billed. Child rates apply up to age 26.

    Hospital Cover

    Limit: Unlimited
    Network: Any private hospital

    Chronic Cover

    27 conditions covered (27 PMB + 0 additional)
    Pharmacy: Medihelp Pharmacy Network
    Non-formulary co-pay: 25%

    Maternity

    10 antenatal consultations
    2 ultrasound scans

    Two antenatal & postnatal consultations + dietician/lactation specialist visits.

    Plan highlights

    • Any private hospital
    • 271 PMB diagnoses & all CDL conditions
    • Specialised radiology in & out of hospital
    • Day procedure facilities for certain procedures

    Who is MedVital for?

    • People who only need cover for emergencies and hospitalisation
    • Younger, generally healthy members who pay for GP visits and medication out of pocket

    This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.

    What's covered

    • Unlimited hospital cover at any private hospital
    • 27 chronic conditions (27 PMB + 0 additional)
    • 10 antenatal consultations
    • 2 pregnancy ultrasound scans
    • All Prescribed Minimum Benefits (PMB) — required by South African law

    What to watch out for

    • GP consultations (you pay out of pocket)
    • Acute medication from your local pharmacy
    • Routine dental check-ups and optometry
    • Non-formulary chronic medication is subject to a 25% co-payment
    • Chronic conditions outside the 27 statutory PMB list
    • Cosmetic procedures, alternative therapies and certain elective treatments
    • Out-of-hospital costs above your annual day-to-day limit (where applicable)

    Compare with similar Medihelp plans

    MedAdd Elect

    Network
    From R 3 186/month
    27 chronic conditions
    Comprehensive network

    MedReach

    Network
    From R 3 360/month
    27 chronic conditions
    Comprehensive network

    MedVital Elect

    Network
    From R 2 412/month
    27 chronic conditions
    Comprehensive network

    Frequently asked questions

    Find my best plan See all Medihelp plansOfficial brochure

    Source: Medihelp MedVital 2026 Summary — accessed 2026-04-28.

    All benefits and limits are per calendar year, unless otherwise stated.

    All benefits are approved by the Council for Medical Schemes.

    PMB = Prescribed Minimum Benefits. Medihelp covers 271 PMB conditions.

    Pricing and benefits sourced from the official 2026 Medihelp brochures. Final premiums confirmed by Medihelp at application.