Hospital Cover
Budget-Friendly
Hospital-Only Medical Aid Plans in South Africa
Hospital plans are the most affordable option - they cover you for in-hospital treatment but not day-to-day stuff like GP visits or medication. If you're healthy and happy to pay small medical bills yourself, this can make sense.
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Household
single
Budget Range
Up to R 2 500/mo
Chronic Cover
Standard PMB
Also Looking At
None specified
Closest matches for this scenario
5 of the published 2026 options whose brochure figures fit this household and budget. Ordered by how closely the published benefits match the requirements listed above — not by our opinion of the scheme.
Fedhealth: flexiFEDSavvy Hospital
Hospital Plan option — 2026
R 1 155
per month, main member
What the 2026 brochure publishes
- R 1 155 a month for a single main member, from the published 2026 contribution table.
- Unlimited hospital cover — comprehensive network (Fedhealth GRID Network (120 hospitals)).
- 27 chronic conditions listed (27 PMB + 0 additional).
Hospital cover
- • Unlimited
- • Comprehensive network
- • No per-admission co-payment published
Chronic & day-to-day
- • 27 chronic conditions
- • No day-to-day pool on this option
- • Maternity benefit published
Designed for digitally-savvy under-35s
Unlimited hospitalisation at network hospitals
27 PMB chronic conditions covered in full
Backup savings up to R6,528 available
Fedhealth: flexiFED 1Elect Hospital
Hospital Plan option — 2026
R 2 051
per month, main member
What the 2026 brochure publishes
- R 2 051 a month for a single main member, from the published 2026 contribution table.
- Unlimited hospital cover — any private hospital.
- 27 chronic conditions listed (27 PMB + 0 additional).
Hospital cover
- • Unlimited
- • Any private hospital
- • R 15 950 co-payment per admission
Chronic & day-to-day
- • 27 chronic conditions
- • No day-to-day pool on this option
- • Maternity benefit published
25% lower premium than flexiFED 1 Hospital
Use any private hospital but pay R15,950 fixed co-payment per planned admission
27 PMB chronic conditions covered
Emergency admissions covered at nearest hospital
Medihelp: MedMove! Student
Network option — 2026
R 804
per month, main member
What the 2026 brochure publishes
- R 804 a month for a single main member, from the published 2026 contribution table.
- Unlimited hospital cover — comprehensive network (Medihelp National Hospital Network).
- 27 chronic conditions listed (27 PMB + 0 additional).
Hospital cover
- • Unlimited
- • Comprehensive network
- • No per-admission co-payment published
Chronic & day-to-day
- • 27 chronic conditions
- • No day-to-day pool on this option
- • Maternity benefit published
Designed exclusively for students
From R804 per month — most affordable Medihelp option
Network GP visits (R135 co-pay per visit)
Trauma & emergency cover, 271 PMB conditions
Fedhealth: flexiFEDSavvy Savings
Savings option — 2026
R 1 600
per month, main member
What the 2026 brochure publishes
- R 1 600 a month for a single main member, from the published 2026 contribution table.
- Unlimited hospital cover — comprehensive network (Fedhealth GRID Network (120 hospitals)).
- 27 chronic conditions listed (27 PMB + 0 additional).
Hospital cover
- • Unlimited
- • Comprehensive network
- • No per-admission co-payment published
Chronic & day-to-day
- • 27 chronic conditions
- • No day-to-day pool on this option
- • Maternity benefit published
Hospital + savings (R445pm) for digitally-savvy under-35s
Annual savings of R5,338 for day-to-day expenses
27 PMB chronic conditions in full
Network hospitals only
Medshield: MediCurve
Network option — 2026
R 1 821
per month, main member
What the 2026 brochure publishes
- R 1 821 a month for a single main member, from the published 2026 contribution table.
- Unlimited hospital cover — comprehensive network (Medshield Hospital Network).
- 27 chronic conditions listed (27 PMB + 0 additional).
Hospital cover
- • Unlimited
- • Comprehensive network
- • No per-admission co-payment published
Chronic & day-to-day
- • 27 chronic conditions
- • No day-to-day pool on this option
- • Maternity benefit published
Most affordable Medshield option (R1,821 main)
Basic GP, acute medicine, optical, dental & radiology
27 PMB chronic conditions covered
Network providers required