Medical Aid Options for Families Under R5,000 per Month
Looking for family medical aid that won't stretch your budget too thin? There are several options under R5,000/month that still tick the important boxes - hospital cover, basic day-to-day benefits, and chronic medication. Here's what's available in this price range.
Household
family
Budget Range
Up to R 5 000/mo
Chronic Cover
Standard PMB
Also Looking At
None specified
Closest matches for this scenario
5 of the published 2026 options whose brochure figures fit this household and budget. Ordered by how closely the published benefits match the requirements listed above — not by our opinion of the scheme.
Medihelp: MedMove! Student
Network option — 2026
R 804
per month, main member
What the 2026 brochure publishes
- R 804 a month for two adults and two children, from the published 2026 contribution table.
- Unlimited hospital cover — comprehensive network (Medihelp National Hospital Network).
- 27 chronic conditions listed (27 PMB + 0 additional).
Hospital cover
- • Unlimited
- • Comprehensive network
- • No per-admission co-payment published
Chronic & day-to-day
- • 27 chronic conditions
- • No day-to-day pool on this option
- • Maternity benefit published
Fedhealth: flexiFEDSavvy Hospital
Hospital Plan option — 2026
R 1 155
per month, main member
R 4 008 for two adults and two children
What the 2026 brochure publishes
- R 4 008 a month for two adults and two children, from the published 2026 contribution table.
- Unlimited hospital cover — comprehensive network (Fedhealth GRID Network (120 hospitals)).
- 27 chronic conditions listed (27 PMB + 0 additional).
Hospital cover
- • Unlimited
- • Comprehensive network
- • No per-admission co-payment published
Chronic & day-to-day
- • 27 chronic conditions
- • No day-to-day pool on this option
- • Maternity benefit published
Momentum: Ingwe Option
Network option — 2026
R 645
per month, main member
R 2 580 for two adults and two children
What the 2026 brochure publishes
- R 2 580 a month for two adults and two children, from the published 2026 contribution table.
- Unlimited hospital cover — restrictive network (Connect / Ingwe Network / Any hospital (member's choice)).
- 26 chronic conditions listed (26 PMB + 0 additional).
Hospital cover
- • Unlimited
- • Restrictive network
- • No per-admission co-payment published
Chronic & day-to-day
- • 26 chronic conditions
- • No day-to-day pool on this option
- • No separate maternity benefit published
Fedhealth: flexiFEDSavvy Savings
Savings option — 2026
R 1 600
per month, main member
R 4 453 for two adults and two children
What the 2026 brochure publishes
- R 4 453 a month for two adults and two children, from the published 2026 contribution table.
- Unlimited hospital cover — comprehensive network (Fedhealth GRID Network (120 hospitals)).
- 27 chronic conditions listed (27 PMB + 0 additional).
Hospital cover
- • Unlimited
- • Comprehensive network
- • No per-admission co-payment published
Chronic & day-to-day
- • 27 chronic conditions
- • No day-to-day pool on this option
- • Maternity benefit published
Medshield: MediCurve
Network option — 2026
R 1 821
per month, main member
R 4 608 for two adults and two children
What the 2026 brochure publishes
- R 4 608 a month for two adults and two children, from the published 2026 contribution table.
- Unlimited hospital cover — comprehensive network (Compact Hospital Network).
- 27 chronic conditions listed (27 PMB + 0 additional).
Hospital cover
- • Unlimited
- • Comprehensive network
- • No per-admission co-payment published
Chronic & day-to-day
- • 27 chronic conditions
- • No day-to-day pool on this option
- • Maternity benefit published