Medical Aid with Dental and Optometry Benefits
Dental work and glasses add up quickly if you're paying out of pocket. If these matter to you, here's what different medical aid plans include - it ranges from basic check-ups to fairly comprehensive cover.
Household
family
Budget Range
R 4 000 - R 10 000/mo
Chronic Cover
Standard PMB
Also Looking At
dental, optometry
Closest matches for this scenario
5 of the published 2026 options whose brochure figures fit this household and budget. Ordered by how closely the published benefits match the requirements listed above — not by our opinion of the scheme.
Bonitas: Primary
Network option — 2026
R 3 588
per month, main member
R 8 677 for two adults and two children
What the 2026 brochure publishes
- R 8 677 a month for two adults and two children on the 2026 rates.
- Unlimited hospital cover — restrictive network.
- 28 chronic conditions listed (27 PMB + 1 additional).
- Published day-to-day benefit of R 5 540 a year for a single member.
Hospital cover
- • Unlimited
- • Restrictive network
- • No per-admission co-payment published
Chronic & day-to-day
- • 28 chronic conditions
- • Day-to-day pool published
- • No separate maternity benefit published
Fedhealth: flexiFEDSavvy Savings
Savings option — 2026
R 1 600
per month, main member
R 4 453 for two adults and two children
What the 2026 brochure publishes
- R 4 453 a month for two adults and two children on the 2026 rates.
- Unlimited hospital cover — comprehensive network (Fedhealth GRID Network (120 hospitals)).
- 27 chronic conditions listed (27 PMB + 0 additional).
Hospital cover
- • Unlimited
- • Comprehensive network
- • No per-admission co-payment published
Chronic & day-to-day
- • 27 chronic conditions
- • No day-to-day pool on this option
- • Maternity benefit published
Fedhealth: flexiFED 1Elect Savings
Savings option — 2026
R 2 490
per month, main member
R 6 255 for two adults and two children
What the 2026 brochure publishes
- R 6 255 a month for two adults and two children on the 2026 rates.
- Unlimited hospital cover — any private hospital.
- 27 chronic conditions listed (27 PMB + 0 additional).
Hospital cover
- • Unlimited
- • Any private hospital
- • R 15 950 co-payment per admission
Chronic & day-to-day
- • 27 chronic conditions
- • No day-to-day pool on this option
- • Maternity benefit published
Bonitas: BonFit
Savings option — 2026
R 2 698
per month, main member
R 6 535 for two adults and two children
What the 2026 brochure publishes
- R 6 535 a month for two adults and two children on the 2026 rates.
- Not specified in brochure hospital cover — restrictive network (A list of specific private hospitals).
- 28 chronic conditions listed (27 PMB + 1 additional).
Hospital cover
- • Not specified in brochure
- • Restrictive network
- • No per-admission co-payment published
Chronic & day-to-day
- • 28 chronic conditions
- • No day-to-day pool on this option
- • No separate maternity benefit published
Discovery Health: Essential Smart Saver
Savings option — 2026
R 2 750
per month, main member
R 6 890 for two adults and two children
What the 2026 brochure publishes
- R 6 890 a month for two adults and two children on the 2026 rates.
- Unlimited hospital cover — restrictive network (Smart Hospital Network).
- 27 chronic conditions listed (27 PMB + 0 additional).
Hospital cover
- • Unlimited
- • Restrictive network
- • No per-admission co-payment published
Chronic & day-to-day
- • 27 chronic conditions
- • No day-to-day pool on this option
- • No separate maternity benefit published