Where these figures come from: every contribution, limit and network on this page is taken from the scheme's published 2026 brochure, accessed 8 October 2026. This is general information, not advice — confirm the current rate with the scheme before you decide.
    Comprehensive Cover
    Hospital Cover
    Chronic Medication

    Comprehensive Medical Aid Options for Families

    If budget allows and you want fewer restrictions on where you can get treatment, comprehensive plans give you more flexibility. You're looking at any-hospital access, wider chronic medication cover, and day-to-day benefits that don't run out as quickly.

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    Household

    family

    Budget Range

    R 8 000 - R 32 000/mo

    Chronic Cover

    Beyond PMB

    Also Looking At

    dental, specialists

    Closest matches for this scenario

    5 of the published 2026 options whose brochure figures fit this household and budget. Ordered by how closely the published benefits match the requirements listed above — not by our opinion of the scheme.

    Medshield: MediBonus

    Comprehensive option — 2026

    R 9 015

    per month, main member

    R 19 101 for two adults and two children

    What the 2026 brochure publishes

    • R 19 101 a month for two adults and two children on the 2026 rates.
    • Unlimited hospital cover — any private hospital (Open Network).
    • 71 chronic conditions listed (27 PMB + 44 additional).

    Hospital cover

    • • Unlimited
    • • Any private hospital
    • • No per-admission co-payment published

    Chronic & day-to-day

    • • 71 chronic conditions
    • • No day-to-day pool on this option
    • • Maternity benefit published
    71 chronic conditions covered (27 PMB + 44 additional)
    Any private hospital
    Day-to-day limit R15,700 (M) up to R27,200 (M4+)
    Unlimited basic dentistry + R22,000 specialised

    Medshield: PremiumPlus

    Comprehensive option — 2026

    R 9 489

    per month, main member

    R 21 810 for two adults and two children

    What the 2026 brochure publishes

    • R 21 810 a month for two adults and two children on the 2026 rates.
    • Unlimited hospital cover — any private hospital (Open Network).
    • 71 chronic conditions listed (27 PMB + 44 additional).

    Hospital cover

    • • Unlimited
    • • Any private hospital
    • • No per-admission co-payment published

    Chronic & day-to-day

    • • 71 chronic conditions
    • • No day-to-day pool on this option
    • • Maternity benefit published
    Top-tier Medshield plan with Above Threshold Benefit
    25% Personal Savings Account (R28,464 main)
    Above Threshold Benefit: R7,500 main
    71 chronic conditions covered

    CompCare: SuperCare

    Comprehensive option — 2026

    R 9 704

    per month, main member

    R 22 802 for two adults and two children

    What the 2026 brochure publishes

    • R 22 802 a month for two adults and two children on the 2026 rates.
    • See CompCare's 2026 option summary hospital cover — any private hospital (Any private hospital).
    • 75 chronic conditions listed (27 PMB + 48 additional).

    Hospital cover

    • • See CompCare's 2026 option summary
    • • Any private hospital
    • • No per-admission co-payment published

    Chronic & day-to-day

    • • 75 chronic conditions
    • • No day-to-day pool on this option
    • • No separate maternity benefit published
    Prescribed Medical Savings Account: 25% of contribution — R29 100 a year for a main member, R27 648 for an adult dependant, R5 808 for a child.
    Hospital: any private hospital.
    Chronic cover: the 27 Chronic Disease List conditions plus 48 further conditions.

    CompCare: UltraCare Plus

    Comprehensive option — 2026

    R 10 858

    per month, main member

    R 28 229 for two adults and two children

    What the 2026 brochure publishes

    • R 28 229 a month for two adults and two children on the 2026 rates.
    • See CompCare's 2026 option summary hospital cover — any private hospital (Any private hospital).
    • 66 chronic conditions listed (27 PMB + 39 additional).

    Hospital cover

    • • See CompCare's 2026 option summary
    • • Any private hospital
    • • No per-admission co-payment published

    Chronic & day-to-day

    • • 66 chronic conditions
    • • No day-to-day pool on this option
    • • No separate maternity benefit published
    Hospital: any private hospital.
    Chronic cover: the 27 Chronic Disease List conditions plus 39 further conditions.

    Fedhealth: maxima EXEC

    Comprehensive option — 2026

    R 12 273

    per month, main member

    R 30 510 for two adults and two children

    What the 2026 brochure publishes

    • R 30 510 a month for two adults and two children on the 2026 rates.
    • Unlimited hospital cover — any private hospital.
    • 62 chronic conditions listed (27 PMB + 35 additional).

    Hospital cover

    • • Unlimited
    • • Any private hospital
    • • No per-admission co-payment published

    Chronic & day-to-day

    • • 62 chronic conditions
    • • No day-to-day pool on this option
    • • Maternity benefit published
    Comprehensive cover for mature members
    62 chronic conditions covered (27 PMB + 35 additional)
    Medical Savings Account + Threshold benefit
    Unlimited Fedhealth Network GP visits when savings depleted

    Your numbers will differ from this scenario

    This page compares the published 2026 figures against one fixed household and budget. Run the calculator to filter the same data set against your own household, budget and health needs.

    Frequently Asked Questions

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