Comprehensive Medical Aid Options for Families
If budget allows and you want fewer restrictions on where you can get treatment, comprehensive plans give you more flexibility. You're looking at any-hospital access, wider chronic medication cover, and day-to-day benefits that don't run out as quickly.
Household
family
Budget Range
R 8 000 - R 32 000/mo
Chronic Cover
Beyond PMB
Also Looking At
dental, specialists
Closest matches for this scenario
5 of the published 2026 options whose brochure figures fit this household and budget. Ordered by how closely the published benefits match the requirements listed above — not by our opinion of the scheme.
Medshield: MediBonus
Comprehensive option — 2026
R 9 015
per month, main member
R 19 101 for two adults and two children
What the 2026 brochure publishes
- R 19 101 a month for two adults and two children on the 2026 rates.
- Unlimited hospital cover — any private hospital.
- 71 chronic conditions listed (27 PMB + 44 additional).
Hospital cover
- • Unlimited
- • Any private hospital
- • No per-admission co-payment published
Chronic & day-to-day
- • 71 chronic conditions
- • No day-to-day pool on this option
- • Maternity benefit published
Medshield: PremiumPlus
Comprehensive option — 2026
R 9 489
per month, main member
R 21 810 for two adults and two children
What the 2026 brochure publishes
- R 21 810 a month for two adults and two children on the 2026 rates.
- Unlimited hospital cover — any private hospital.
- 71 chronic conditions listed (27 PMB + 44 additional).
Hospital cover
- • Unlimited
- • Any private hospital
- • No per-admission co-payment published
Chronic & day-to-day
- • 71 chronic conditions
- • No day-to-day pool on this option
- • Maternity benefit published
Fedhealth: maxima EXEC
Comprehensive option — 2026
R 12 273
per month, main member
R 30 510 for two adults and two children
What the 2026 brochure publishes
- R 30 510 a month for two adults and two children on the 2026 rates.
- Unlimited hospital cover — any private hospital.
- 62 chronic conditions listed (27 PMB + 35 additional).
Hospital cover
- • Unlimited
- • Any private hospital
- • No per-admission co-payment published
Chronic & day-to-day
- • 62 chronic conditions
- • No day-to-day pool on this option
- • Maternity benefit published
Discovery Health: Classic Comprehensive
Comprehensive option — 2026
R 9 298
per month, main member
R 21 803 for two adults and two children
What the 2026 brochure publishes
- R 21 803 a month for two adults and two children on the 2026 rates.
- Unlimited hospital cover — any private hospital (Any private hospital approved by the Scheme).
- 49 chronic conditions listed (27 PMB + 22 additional).
Hospital cover
- • Unlimited
- • Any private hospital
- • No per-admission co-payment published
Chronic & day-to-day
- • 49 chronic conditions
- • No day-to-day pool on this option
- • No separate maternity benefit published
Discovery Health: Executive Plan
Comprehensive option — 2026
R 11 430
per month, main member
R 27 230 for two adults and two children
What the 2026 brochure publishes
- R 27 230 a month for two adults and two children on the 2026 rates.
- Unlimited hospital cover — any private hospital (Any private or public hospital).
- 49 chronic conditions listed (27 PMB + 22 additional).
Hospital cover
- • Unlimited
- • Any private hospital
- • No per-admission co-payment published
Chronic & day-to-day
- • 49 chronic conditions
- • No day-to-day pool on this option
- • No separate maternity benefit published