Medshield: PremiumPlus
From 1 January 2027
2027 prices are out
R10 428
main member / month
Main member
Adult dependant
Child dependant
Family of four (2 adults + 2 kids): R21 810 in 2026 → R23 970 in 2027, an extra R2 160 a month.
Source: Medshield 2027 Benefit Guides. Benefits shown on this page are 2026 until we load the 2027 benefit changes. Compare every 2027 increase
Monthly Contributions
Max 3 children billed. Child rates apply up to age 21.
Hospital Cover
Chronic Cover
Maternity
Plan highlights
- Top-tier Medshield plan with Above Threshold Benefit
- 25% Personal Savings Account (R28,464 main)
- Above Threshold Benefit: R7,500 main
- 71 chronic conditions covered
- Comprehensive cover for high-need members
Who is PremiumPlus for?
- Families wanting full cover with the fewest out-of-pocket surprises
- Members with chronic conditions who see specialists regularly
- Higher earners wanting comprehensive benefits and any-hospital access
This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.
What's covered
- Unlimited hospital cover at any private hospital
- 71 chronic conditions (27 PMB + 44 additional)
- 12 antenatal consultations
- 2 pregnancy ultrasound scans
- All Prescribed Minimum Benefits (PMB) — required by South African law
What to watch out for
- Non-formulary chronic medication is subject to a 30% co-payment
- Cosmetic procedures, alternative therapies and certain elective treatments
- Out-of-hospital costs above your annual day-to-day limit (where applicable)
Compare with similar Medshield plans
MediBonus
MediPlus Prime
MediSaver
Frequently asked questions
Source: Medshield PremiumPlus 2026 Benefit Guide — accessed 2026-10-08.
All benefits and limits are per calendar year, unless otherwise stated.
All benefits subject to Council for Medical Schemes approval.
Child contribution applies to first, second and third biological/legally adopted children only.
Pricing and benefits sourced from Medshield's 2026 benefit guides and contribution documents. Final premiums confirmed by Medshield at application.