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Check if a hospital is covered by your Bonitas plan before admission. Find BonCore, BonStart, and Hospital Standard network hospitals.
Most restrictive network — fewest hospitals, lowest premiums
Plans: BonCap, BonCore
Out-of-network: Significant co-payment if out-of-network
Entry-level network for young professionals
Plans: BonStart
Out-of-network: Co-payment applies if out-of-network
Broader network with 90+ hospitals
Plans: BonClassic, BonComplete, BonSave, BonFit Select
Out-of-network: Co-payment applies if out-of-network
Full hospital access — no restrictions
Plans: BonEssential+, BonComprehensive
Out-of-network: No penalty — any hospital
Bonitas Medical Scheme uses multiple hospital networks for its 2026 plans. Each network determines which hospitals you can use for planned admissions without incurring additional co-payments.
BonCore Network is the most restrictive Bonitas network, used by BonCap and BonCore plans. It includes around 30 selected hospitals and offers the lowest premiums. Using an out-of-network hospital incurs significant co-payments.
BonStart Network is the entry-level network for the BonStart plan, designed for young professionals starting out on medical aid.
Hospital Standard Network is broader with 90+ hospitals, used by BonClassic, BonComplete, BonSave, and BonFit Select plans. It provides more hospital choice while keeping premiums reasonable.
Open Access plans like BonEssential+ and BonComprehensive have no hospital restrictions — you can use any private hospital.
All Bonitas plans cover genuine medical emergencies at any hospital under Prescribed Minimum Benefits (PMBs). Always confirm your hospital's network status before planned admissions as agreements can change.
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