Medical Aid Options with Maternity Benefits
Planning to grow your family? Maternity benefits vary quite a bit between plans. Some cover everything from antenatal visits onwards, others only kick in at delivery. Here's what different schemes offer.
Household
family
Budget Range
R 5 000 - R 12 000/mo
Chronic Cover
Standard PMB
Also Looking At
maternity
Closest matches for this scenario
5 of the published 2026 options whose brochure figures fit this household and budget. Ordered by how closely the published benefits match the requirements listed above — not by our opinion of the scheme.
Fedhealth: flexiFED 1Elect Hospital
Hospital Plan option — 2026
R 2 051
per month, main member
R 5 147 for two adults and two children
What the 2026 brochure publishes
- R 5 147 a month for two adults and two children on the 2026 rates.
- Unlimited hospital cover — any private hospital.
- 27 chronic conditions listed (27 PMB + 0 additional).
- Maternity benefit publishes 12 antenatal consultations and 2 ultrasound scans.
Hospital cover
- • Unlimited
- • Any private hospital
- • R 15 950 co-payment per admission
Chronic & day-to-day
- • 27 chronic conditions
- • No day-to-day pool on this option
- • Maternity benefit published
Fedhealth: flexiFED 1Elect Savings
Savings option — 2026
R 2 490
per month, main member
R 6 255 for two adults and two children
What the 2026 brochure publishes
- R 6 255 a month for two adults and two children on the 2026 rates.
- Unlimited hospital cover — any private hospital.
- 27 chronic conditions listed (27 PMB + 0 additional).
- Maternity benefit publishes 12 antenatal consultations and 2 ultrasound scans.
Hospital cover
- • Unlimited
- • Any private hospital
- • R 15 950 co-payment per admission
Chronic & day-to-day
- • 27 chronic conditions
- • No day-to-day pool on this option
- • Maternity benefit published
Fedhealth: flexiFED 1 Hospital
Hospital Plan option — 2026
R 2 630
per month, main member
R 6 617 for two adults and two children
What the 2026 brochure publishes
- R 6 617 a month for two adults and two children on the 2026 rates.
- Unlimited hospital cover — any private hospital.
- 27 chronic conditions listed (27 PMB + 0 additional).
- Maternity benefit publishes 12 antenatal consultations and 2 ultrasound scans.
Hospital cover
- • Unlimited
- • Any private hospital
- • No per-admission co-payment published
Chronic & day-to-day
- • 27 chronic conditions
- • No day-to-day pool on this option
- • Maternity benefit published
Medihelp: MedVital
Hospital Plan option — 2026
R 3 096
per month, main member
R 7 596 for two adults and two children
What the 2026 brochure publishes
- R 7 596 a month for two adults and two children on the 2026 rates.
- Unlimited hospital cover — any private hospital.
- 27 chronic conditions listed (27 PMB + 0 additional).
- Maternity benefit publishes 10 antenatal consultations and 2 ultrasound scans.
Hospital cover
- • Unlimited
- • Any private hospital
- • No per-admission co-payment published
Chronic & day-to-day
- • 27 chronic conditions
- • No day-to-day pool on this option
- • Maternity benefit published
Fedhealth: flexiFED 1 Savings
Savings option — 2026
R 3 062
per month, main member
R 7 707 for two adults and two children
What the 2026 brochure publishes
- R 7 707 a month for two adults and two children on the 2026 rates.
- Unlimited hospital cover — any private hospital.
- 27 chronic conditions listed (27 PMB + 0 additional).
- Maternity benefit publishes 12 antenatal consultations and 2 ultrasound scans.
Hospital cover
- • Unlimited
- • Any private hospital
- • No per-admission co-payment published
Chronic & day-to-day
- • 27 chronic conditions
- • No day-to-day pool on this option
- • Maternity benefit published