Day-to-Day Benefits
Hospital Cover
Comprehensive Cover
Medical Aid with Day-to-Day Benefits
If you're at the GP regularly, take ongoing medication, or want dental and eye care covered, the day-to-day benefit matters. Here's how different plans handle out-of-hospital expenses.
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Household
single
Budget Range
R 3 000 - R 7 000/mo
Chronic Cover
Standard PMB
Also Looking At
dental, optometry
Closest matches for this scenario
5 of the published 2026 options whose brochure figures fit this household and budget. Ordered by how closely the published benefits match the requirements listed above — not by our opinion of the scheme.
Bonitas: Standard
Traditional option — 2026
R 5 929
per month, main member
What the 2026 brochure publishes
- R 5 929 a month for a single main member on the 2026 rates.
- Unlimited hospital cover — any private hospital.
- 27 chronic conditions listed (27 PMB + 0 additional).
- Published day-to-day benefit of R 13 980 a year for a single member.
Hospital cover
- • Unlimited
- • Any private hospital
- • No per-admission co-payment published
Chronic & day-to-day
- • 27 chronic conditions
- • Day-to-day pool published
- • No separate maternity benefit published
Access to any private hospital
Uses a linked formulary of chronic medication
Overall day-to-day limit of R13 980 for a main member
Pay for a maximum of three children
Bonitas: BonComplete
Savings option — 2026
R 6 614
per month, main member
What the 2026 brochure publishes
- R 6 614 a month for a single main member on the 2026 rates.
- Unlimited hospital cover — comprehensive network.
- 27 chronic conditions listed (27 PMB + 0 additional).
- Published day-to-day benefit of R 6 250 a year for a single member.
Hospital cover
- • Unlimited
- • Comprehensive network
- • No per-admission co-payment published
Chronic & day-to-day
- • 27 chronic conditions
- • Day-to-day pool published
- • No separate maternity benefit published
Uses a list of specific private hospitals
Benefit Booster for out-of-hospital expenses
Savings account for day-to-day medical costs
Above threshold benefit for additional day-to-day cover
Fedhealth: flexiFED 1Elect Savings
Savings option — 2026
R 2 490
per month, main member
What the 2026 brochure publishes
- R 2 490 a month for a single main member on the 2026 rates.
- Unlimited hospital cover — any private hospital.
- 27 chronic conditions listed (27 PMB + 0 additional).
Hospital cover
- • Unlimited
- • Any private hospital
- • R 15 950 co-payment per admission
Chronic & day-to-day
- • 27 chronic conditions
- • No day-to-day pool on this option
- • Maternity benefit published
Lower premium via R15,950 hospital co-payment
R5,508 annual day-to-day savings
27 PMB chronic conditions in full
Fedhealth: flexiFED 1 Savings
Savings option — 2026
R 3 062
per month, main member
What the 2026 brochure publishes
- R 3 062 a month for a single main member on the 2026 rates.
- Unlimited hospital cover — any private hospital.
- 27 chronic conditions listed (27 PMB + 0 additional).
Hospital cover
- • Unlimited
- • Any private hospital
- • No per-admission co-payment published
Chronic & day-to-day
- • 27 chronic conditions
- • No day-to-day pool on this option
- • Maternity benefit published
Entry-level savings plan with R5,508 annual savings
Unlimited GP at network after savings deplete
27 PMB chronic conditions in full
Any private hospital
Discovery Health: Essential Saver
Savings option — 2026
R 3 634
per month, main member
What the 2026 brochure publishes
- R 3 634 a month for a single main member on the 2026 rates.
- Unlimited hospital cover — any private hospital (Any private hospital approved by the Scheme).
- 27 chronic conditions listed (27 PMB + 0 additional).
Hospital cover
- • Unlimited
- • Any private hospital
- • No per-admission co-payment published
Chronic & day-to-day
- • 27 chronic conditions
- • No day-to-day pool on this option
- • No separate maternity benefit published
Unlimited private hospital cover at any hospital
Full cover for specialists with whom Discovery has a payment arrangement; other healthcare professionals up to 100% of DHR
10% of your contribution goes to a Medical Savings Account for day-to-day expenses
Personal Health Fund of up to R1,500 per adult for out-of-hospital services