Medihelp: MedVital Elect
From 1 January 2027
2027 prices are out
R2 568
main member / month
Main member
Adult dependant
Child dependant
Family of four (2 adults + 2 kids): R6 192 in 2026 → R6 594 in 2027, an extra R402 a month.
Source: Medihelp Member Guide 2027 (p. 9, Monthly contributions). Benefits shown on this page are 2026 until we load the 2027 benefit changes. Compare every 2027 increase
Monthly Contributions
Max 2 children billed. Child rates apply up to age 26.
Hospital Cover
Chronic Cover
Maternity
Two antenatal & postnatal consultations + dietician/lactation specialist visits.
Plan highlights
- Network hospital cover at lower premium than MedVital
- 271 PMB diagnoses & all CDL conditions
- Specialised radiology in & out of hospital
- Pay for only 2 children under 18
Who is MedVital Elect for?
- Members happy to use a defined network of GPs and hospitals in exchange for lower premiums
- People prioritising affordable monthly contributions over freedom of choice
- Budget-conscious members looking for entry-level cover
This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.
What's covered
- Unlimited hospital cover at comprehensive network
- 27 chronic conditions (27 PMB + 0 additional)
- 10 antenatal consultations
- 2 pregnancy ultrasound scans
- All Prescribed Minimum Benefits (PMB) — required by South African law
What to watch out for
- Planned admissions at hospitals outside the network — co-payments apply
- Non-formulary chronic medication is subject to a 25% co-payment
- Chronic conditions outside the 27 statutory PMB list
- Cosmetic procedures, alternative therapies and certain elective treatments
- Out-of-hospital costs above your annual day-to-day limit (where applicable)
Compare with similar Medihelp plans
MedVital
MedAdd Elect
MedReach
Frequently asked questions
Source: Medihelp MedVital Elect 2026 Summary — accessed 2026-04-28.
All benefits and limits are per calendar year, unless otherwise stated.
All benefits are approved by the Council for Medical Schemes.
PMB = Prescribed Minimum Benefits. Medihelp covers 271 PMB conditions.
Pricing and benefits sourced from the official 2026 Medihelp brochures. Final premiums confirmed by Medihelp at application.