Medihelp Medical Aid

    Medihelp: MedReach

    Network
    2026 Plan
    From R 3 360/month

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    From 1 January 2027

    2027 prices are out

    R3 612

    main member / month

    Main member

    R3 360R3 612
    ▲ 7.5%

    Adult dependant

    R2 634R2 832
    ▲ 7.5%

    Child dependant

    R1 110R1 176
    ▲ 5.9%

    Family of four (2 adults + 2 kids): R8 214 in 2026 → R8 796 in 2027, an extra R582 a month.

    Source: Medihelp Member Guide 2027 (p. 9, Monthly contributions). Benefits shown on this page are 2026 until we load the 2027 benefit changes. Compare every 2027 increase

    Heads up: This is general information, not financial advice. Pricing is sourced from the official Medihelp 2026 brochure but may change — always confirm directly with Medihelp before joining.

    Monthly Contributions

    Main memberR 3 360
    Adult dependantR 2 634
    Child dependantR 1 110

    Max 2 children billed. Child rates apply up to age 26.

    Hospital Cover

    Limit: Unlimited
    Network: Comprehensive network
    Network name: Medihelp National Hospital Network

    Chronic Cover

    27 conditions covered (27 PMB + 0 additional)
    Pharmacy: Medihelp Pharmacy Network
    Non-formulary co-pay: 25%

    Maternity

    10 antenatal consultations
    2 ultrasound scans

    Two antenatal & postnatal consultations + dietician/lactation specialist visits.

    Plan highlights

    • Mid-tier network plan — accessible cover
    • 271 PMB diagnoses & all CDL conditions
    • Network specialists & GPs
    • Maternity benefits included

    Who is MedReach for?

    • Members happy to use a defined network of GPs and hospitals in exchange for lower premiums
    • People prioritising affordable monthly contributions over freedom of choice

    This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.

    What's covered

    • Unlimited hospital cover at comprehensive network
    • 27 chronic conditions (27 PMB + 0 additional)
    • 10 antenatal consultations
    • 2 pregnancy ultrasound scans
    • All Prescribed Minimum Benefits (PMB) — required by South African law

    What to watch out for

    • Planned admissions at hospitals outside the network — co-payments apply
    • Non-formulary chronic medication is subject to a 25% co-payment
    • Chronic conditions outside the 27 statutory PMB list
    • Cosmetic procedures, alternative therapies and certain elective treatments
    • Out-of-hospital costs above your annual day-to-day limit (where applicable)

    Compare with similar Medihelp plans

    From R 3 186/month
    27 chronic conditions
    Comprehensive network

    MedVital

    Hospital Plan
    From R 3 096/month
    27 chronic conditions
    Any private hospital

    MedAdd

    Savings
    From R 4 038/month
    27 chronic conditions
    Any private hospital

    Frequently asked questions

    Source: Medihelp MedReach 2026 Summary — accessed 2026-04-28.

    All benefits and limits are per calendar year, unless otherwise stated.

    All benefits are approved by the Council for Medical Schemes.

    PMB = Prescribed Minimum Benefits. Medihelp covers 271 PMB conditions.

    Pricing and benefits sourced from the official 2026 Medihelp brochures. Final premiums confirmed by Medihelp at application.