How much does Medihelp MedSaver cost in 2026?

The 2026 main-member contribution is R 4 260 per month. Adult dependants pay R 3 504 and child dependants R 1 302. Only the first 2 children are billed.

Which hospitals can I use on Medihelp MedSaver?

This plan uses any private hospital. PMB emergencies are always covered at the nearest private hospital.

How many chronic conditions does Medihelp MedSaver cover?

27 chronic conditions in total — that's the 27 statutory PMB conditions plus 0 additional conditions. Medication must come from the plan's approved formulary. Designated pharmacy: Medihelp Pharmacy Network.

Is Medihelp MedSaver good for families?

It depends on your family's healthcare usage. The savings element gives you flexibility for day-to-day expenses.

Where does this pricing come from?

All figures are taken directly from the official Medihelp 2026 brochure (accessed 2026-04-28). Final premiums are confirmed by Medihelp when you apply.

Medihelp: MedSaver

Savings

2026 Plan

From R 4 260/month

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From 1 January 2027

2027 prices are out

R4 620

main member / month

Main member

R4 260R4 620

▲ 8.5%

Adult dependant

R3 504R3 798

▲ 8.4%

Child dependant

R1 302R1 422

▲ 9.2%

Family of four (2 adults + 2 kids): R10 368 in 2026 → R11 262 in 2027, an extra R894 a month.

Source: Medihelp Member Guide 2027 (p. 9, Monthly contributions). Benefits shown on this page are 2026 until we load the 2027 benefit changes. Compare every 2027 increase

Heads up: This is general information, not financial advice. Pricing is sourced from the official Medihelp 2026 brochure but may change — always confirm directly with Medihelp before joining.

Monthly Contributions

Main memberR 4 260

Adult dependantR 3 504

Child dependantR 1 302

Max 2 children billed. Child rates apply up to age 26.

Hospital Cover

Limit: Unlimited

Network: Any private hospital

Chronic Cover

27 conditions covered (27 PMB + 0 additional)

Pharmacy: Medihelp Pharmacy Network

Non-formulary co-pay: 25%

Maternity

10 antenatal consultations

2 ultrasound scans

Two antenatal & postnatal consultations + dietician/lactation specialist visits.

Plan highlights

R12,744 annual savings for main member
Any private hospital
271 PMB diagnoses & all CDL conditions
Specialised radiology R30,000 per family
Home delivery R17,100 per event

Who is MedSaver for?

Members who want flexibility — use savings for any healthcare expense
People with predictable but not heavy day-to-day usage

This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.

What's covered

Unlimited hospital cover at any private hospital
27 chronic conditions (27 PMB + 0 additional)
10 antenatal consultations
2 pregnancy ultrasound scans
All Prescribed Minimum Benefits (PMB) — required by South African law

What to watch out for

Non-formulary chronic medication is subject to a 25% co-payment
Chronic conditions outside the 27 statutory PMB list
Cosmetic procedures, alternative therapies and certain elective treatments
Out-of-hospital costs above your annual day-to-day limit (where applicable)

Compare with similar Medihelp plans

MedAdd

Savings

From R 4 038/month

27 chronic conditions

Any private hospital

MedPrime Elect

Hybrid

From R 4 746/month

27 chronic conditions

Comprehensive network

MedReach

Network

From R 3 360/month

27 chronic conditions

Comprehensive network

Frequently asked questions

Find my best plan See all Medihelp plans Official brochure

Source: Medihelp MedSaver 2026 Summary — accessed 2026-04-28.

All benefits and limits are per calendar year, unless otherwise stated.

All benefits are approved by the Council for Medical Schemes.

PMB = Prescribed Minimum Benefits. Medihelp covers 271 PMB conditions.

Pricing and benefits sourced from the official 2026 Medihelp brochures. Final premiums confirmed by Medihelp at application.