Discovery Medical Aid

    Discovery Health 2026 Medical Plans

    25 options • Verified from official 2026 brochures

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    4/5MAO Health CheckHealthy
    Discovery Health Medical Scheme logo

    Discovery Health Medical Scheme

    MAO Health Check · By Medical Aid Online

    4/5Healthy

    3.7 months of savings to pay claims, and R90 of every R100 goes straight to claims.

    Safety cushion

    3.7 monthsMeets the legal minimum, below average
    3 = legal minimum4 = average

    Money saved to keep paying claims in a bad year.

    Pressure to raise prices

    R90 of R100Low
    • Claims
    • Running costs (average)
    • R2.90 left over
    • What members pay in: R100

    When claims and costs pass R100, prices usually go up or benefits get cut.

    2027 increase: 8.2%

    This scheme
    Regulator's guideline 3.8%
    People covered: 2.7 million
    Compare every scheme's Health Check →

    Discovery Health 2027 prices: what's changing

    New contributions from 1 January 2027, next to what you pay in 2026.

    Discovery Health logo▲ 8.3%

    Average +8.3% across 25 plans (range 7.4% to 8.9%) vs regulator's 3.8% guideline.

    From R1 450/month in 2027

    Monthly contributions from each scheme's official 2027 brochure, cheapest first. 2026 prices are kept for comparison. Not advice — confirm with the scheme before you choose.

    Looking for everyday cover instead?

    Discovery Flexicare is health insurance for GP visits, medicine and tests — not a medical scheme, and it has no planned hospital cover.

    See Flexicare 2026
    Any private hospital
    49 chronic conditions
    From R 12 338/month (main)
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    Any private hospital
    49 chronic conditions
    From R 10 037/month (main)
    View plan details
    Restrictive network
    27 chronic conditions
    From R 8 576/month (main)
    View plan details
    Any private hospital
    27 chronic conditions
    From R 6 198/month (main)
    View plan details
    Any private hospital
    27 chronic conditions
    From R 5 327/month (main)
    View plan details
    Any private hospital
    27 chronic conditions
    From R 4 850/month (main)
    View plan details
    Restrictive network
    27 chronic conditions
    From R 3 875/month (main)
    View plan details
    Any private hospital
    27 chronic conditions
    From R 3 886/month (main)
    View plan details
    Restrictive network
    27 chronic conditions
    From R 3 099/month (main)
    View plan details
    Restrictive network
    27 chronic conditions
    From R 4 098/month (main)
    View plan details
    Restrictive network
    27 chronic conditions
    From R 3 350/month (main)
    View plan details
    Restrictive network
    27 chronic conditions
    From R 2 750/month (main)
    View plan details
    Restrictive network
    27 chronic conditions
    From R 3 018/month (main)
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    Restrictive network
    27 chronic conditions
    From R 2 161/month (main)
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    Restrictive network
    27 chronic conditions
    From R 1 797/month (main)
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    Restrictive network
    27 chronic conditions
    From R 1 350/month (main)
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    Any private hospital
    27 chronic conditions
    From R 3 905/month (main)
    View plan details
    Restrictive network
    27 chronic conditions
    From R 3 126/month (main)
    View plan details
    Any private hospital
    27 chronic conditions
    From R 3 356/month (main)
    View plan details
    Restrictive network
    27 chronic conditions
    From R 2 681/month (main)
    View plan details
    Restrictive network
    27 chronic conditions
    From R 3 250/month (main)
    View plan details
    Restrictive network
    27 chronic conditions
    From R 3 980/month (main)
    View plan details
    Restrictive network
    27 chronic conditions
    From R 2 845/month (main)
    View plan details
    Restrictive network
    27 chronic conditions
    From R 3 765/month (main)
    View plan details
    Restrictive network
    27 chronic conditions
    From R 3 430/month (main)
    View plan details