Discovery Health: KeyCare Start
From 1 January 2027
2027 prices are out
R4 101
main member / month
Main member
Adult dependant
Child dependant
Family of four (2 adults + 2 kids): R9 578 in 2026 → R10 432 in 2027, an extra R854 a month.
2027 prices by household income
| Income | Main | Adult | Child |
|---|---|---|---|
| R0 – R11 400 | R1 564 | R1 564 | R953 |
| R11 401 – R17 200 | R2 295 | R2 295 | R1 031 |
| R17 201 – R26 150 | R3 601 | R3 601 | R1 081 |
| R26 151+ | R4 101 | R4 101 | R1 115 |
Income-banded. Headline is the top band (R26 151+).
Source: Discovery Health Medical Scheme 2027 Contributions. Benefits shown on this page are 2026 until we load the 2027 benefit changes. Compare every 2027 increase
Monthly Contributions
Max 3 children billed.
Income-banded pricing:
Hospital Cover
Chronic Cover
Plan highlights
- Covered in full at your chosen KeyCare Start Network Hospital. If you do not use your chosen KeyCare Start Network Hospital, you will have to pay all the costs. This does not apply in an emergency.
- Covers 27 chronic conditions.
Who is KeyCare Start for?
- Members happy to use a defined network of GPs and hospitals in exchange for lower premiums
- People prioritising affordable monthly contributions over freedom of choice
- Members on income-banded pricing — pay according to what you earn
This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.
What's covered
- Unlimited hospital cover at restrictive network
- 27 chronic conditions (27 PMB + 0 additional)
- All Prescribed Minimum Benefits (PMB) — required by South African law
What to watch out for
- Planned admissions at hospitals outside the network — co-payments apply
- Chronic conditions outside the 27 statutory PMB list
- Cosmetic procedures, alternative therapies and certain elective treatments
- Out-of-hospital costs above your annual day-to-day limit (where applicable)
Compare with similar Discovery Health plans
Classic Delta Saver
Essential Saver
Classic Core
Frequently asked questions
Source: Discovery Keycare Plan Guide 2026 — accessed 2026-04-28.
Information sourced from Discovery's official 2026 plan guide. Contributions and benefits may change. Always confirm with Discovery before joining.
We are not a financial services provider and do not offer financial advice.