Discovery Health: Classic Smart Comprehensive
Comprehensive
2026 Plan
From R 8 576/monthGet a free callback
Heads up: This is general information, not financial advice. Pricing is sourced from the official Discovery Health 2026 brochure but may change — always confirm directly with Discovery Health before joining.
Monthly Contributions
Main memberR 8 576
Adult dependantR 7 920
Child dependantR 2 002
Max 3 children billed.
Hospital Cover
Limit: Unlimited
Network: Restrictive network
Network name: Private hospitals in the Smart Hospital Network
Chronic Cover
27 conditions covered (27 PMB + 0 additional)
Plan highlights
- Unlimited cover for hospital admissions in the Smart Hospital Network
- Day-to-day cover from a 15% Medical Savings Account and limited Above Threshold Benefit
- Access to unlimited GP consultations in the Smart GP Network with a R75 co-payment
- Full cover for specialists who we have a payment arrangement with
- Extensive screening and prevention benefits
Who is Classic Smart Comprehensive for?
- Families wanting full cover with the fewest out-of-pocket surprises
- Members with chronic conditions who see specialists regularly
- Higher earners wanting comprehensive benefits and any-hospital access
This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.
What's covered
- Unlimited hospital cover at restrictive network
- 27 chronic conditions (27 PMB + 0 additional)
- All Prescribed Minimum Benefits (PMB) — required by South African law
What to watch out for
- Planned admissions at hospitals outside the network — co-payments apply
- Chronic conditions outside the 27 statutory PMB list
- Cosmetic procedures, alternative therapies and certain elective treatments
- Out-of-hospital costs above your annual day-to-day limit (where applicable)
Compare with similar Discovery Health plans
Classic Comprehensive
Comprehensive
From R 10 037/month
49 chronic conditions
Any private hospital
Classic Priority
Traditional
From R 6 198/month
27 chronic conditions
Any private hospital
Essential Priority
Traditional
From R 5 327/month
27 chronic conditions
Any private hospital
Frequently asked questions
Source: Discovery Health Medical Scheme Plan Comparison 2026 (contributions 1 April to 31 December 2026) — accessed 2026-10-07.
Information sourced from Discovery's official 2026 plan guide. Contributions and benefits may change. Always confirm with Discovery before joining.
We are not a financial services provider and do not offer financial advice.