Discovery Medical Aid

    Discovery Health: Essential Delta Core

    Hospital Plan
    2026 Plan
    From R 2 681/month

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    From 1 January 2027

    2027 prices are out

    R2 894

    main member / month

    Main member

    R2 681R2 894
    ▲ 7.9%

    Adult dependant

    R2 018R2 178
    ▲ 7.9%

    Child dependant

    R1 076R1 161
    ▲ 7.9%

    Family of four (2 adults + 2 kids): R6 851 in 2026 → R7 394 in 2027, an extra R543 a month.

    Source: Discovery Health Medical Scheme 2027 Contributions. Benefits shown on this page are 2026 until we load the 2027 benefit changes. Compare every 2027 increase

    Heads up: This is general information, not financial advice. Pricing is sourced from the official Discovery Health 2026 brochure but may change — always confirm directly with Discovery Health before joining.

    Monthly Contributions

    Main memberR 2 681
    Adult dependantR 2 018
    Child dependantR 1 076

    Max 3 children billed.

    Hospital Cover

    Limit: Unlimited
    Network: Restrictive network
    Network name: Private hospital in the Delta Network

    Chronic Cover

    27 conditions covered (27 PMB + 0 additional)

    Plan highlights

    • Unlimited cover for hospital admissions
    • Full cover for chronic medicine
    • Comprehensive benefits for maternity and early childhood
    • Screening and Prevention Benefit for important health checks

    Who is Essential Delta Core for?

    • People who only need cover for emergencies and hospitalisation
    • Younger, generally healthy members who pay for GP visits and medication out of pocket
    • Budget-conscious members looking for entry-level cover

    This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.

    What's covered

    • Unlimited hospital cover at restrictive network
    • 27 chronic conditions (27 PMB + 0 additional)
    • All Prescribed Minimum Benefits (PMB) — required by South African law

    What to watch out for

    • GP consultations (you pay out of pocket)
    • Acute medication from your local pharmacy
    • Routine dental check-ups and optometry
    • Planned admissions at hospitals outside the network — co-payments apply
    • Chronic conditions outside the 27 statutory PMB list
    • Cosmetic procedures, alternative therapies and certain elective treatments
    • Out-of-hospital costs above your annual day-to-day limit (where applicable)

    Compare with similar Discovery Health plans

    From R 2 750/month
    27 chronic conditions
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    KeyCare Core

    Hospital Plan
    From R 2 845/month
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    Restrictive network
    From R 3 018/month
    27 chronic conditions
    Restrictive network

    Frequently asked questions

    Source: Discovery Health Medical Scheme Plan Comparison 2026 (contributions 1 April to 31 December 2026) — accessed 2026-10-07.

    Information sourced from Discovery's official 2026 plan guide. Contributions and benefits may change. Always confirm with Discovery before joining.

    We are not a financial services provider and do not offer financial advice.