Discovery Health: KeyCare Core
From 1 January 2027
2027 prices are out
R3 099
main member / month
Main member
Adult dependant
Child dependant
Family of four (2 adults + 2 kids): R6 980 in 2026 → R7 602 in 2027, an extra R622 a month.
2027 prices by household income
| Income | Main | Adult | Child |
|---|---|---|---|
| R0 – R10 650 | R1 623 | R1 623 | R425 |
| R10 651 – R17 250 | R2 025 | R2 025 | R502 |
| R17 251+ | R3 099 | R3 099 | R702 |
Income-banded. Headline is the top band (R17 251+).
Source: Discovery Health Medical Scheme 2027 Contributions. Benefits shown on this page are 2026 until we load the 2027 benefit changes. Compare every 2027 increase
Monthly Contributions
Max 3 children billed.
Income-banded pricing:
Hospital Cover
Chronic Cover
Plan highlights
- We pay up to the Discovery Health Rate (100%). You can use any approved hospital in the KeyCare Network.
- Covers 27 chronic conditions.
Who is KeyCare Core for?
- People who only need cover for emergencies and hospitalisation
- Younger, generally healthy members who pay for GP visits and medication out of pocket
- Budget-conscious members looking for entry-level cover
- Members on income-banded pricing — pay according to what you earn
This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.
What's covered
- Unlimited hospital cover at restrictive network
- 27 chronic conditions (27 PMB + 0 additional)
- All Prescribed Minimum Benefits (PMB) — required by South African law
What to watch out for
- GP consultations (you pay out of pocket)
- Acute medication from your local pharmacy
- Routine dental check-ups and optometry
- Planned admissions at hospitals outside the network — co-payments apply
- Chronic conditions outside the 27 statutory PMB list
- Cosmetic procedures, alternative therapies and certain elective treatments
- Out-of-hospital costs above your annual day-to-day limit (where applicable)
Compare with similar Discovery Health plans
Essential Smart Saver
Essential Delta Core
Classic Smart
Frequently asked questions
Source: Discovery Keycare Plan Guide 2026 — accessed 2026-04-28.
Information sourced from Discovery's official 2026 plan guide. Contributions and benefits may change. Always confirm with Discovery before joining.
We are not a financial services provider and do not offer financial advice.