Profmed: ProPinnacle Savvy
Comprehensive
2026 Plan
From R 13 534/monthGet a free callback
Heads up: This is general information, not financial advice. Pricing is sourced from the official Profmed 2026 brochure but may change — always confirm directly with Profmed before joining.
Monthly Contributions
Main memberR 13 534
Adult dependantR 12 554
Child dependantR 4 061
Max 3 children billed. Child rates apply up to age 21.
Hospital Cover
Limit: See Profmed's 2026 Schedule of Benefits
Network: Restrictive network
Network name: Savvy hospital network (DSPN). Voluntary use of a non-network hospital: R14 000 co-payment; R5 000 for a specified day procedure (subject to PMB legislation).
Chronic Cover
58 conditions covered (26 PMB + 32 additional)
Plan highlights
- Hospital cover through the Savvy network; R14 000 co-payment for voluntary use of a non-network hospital
- Doctors in hospital paid at 300% Profmed Tariff
- Private wards in hospital
- Chronic cover for 58 conditions plus relevant DTPs, unlimited benefit
- International travel medical assistance: R8 million per beneficiary per journey
Who is ProPinnacle Savvy for?
- Families wanting full cover with the fewest out-of-pocket surprises
- Members with chronic conditions who see specialists regularly
- Higher earners wanting comprehensive benefits and any-hospital access
This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.
What's covered
- See Profmed's 2026 Schedule of Benefits hospital cover at restrictive network
- 58 chronic conditions (26 PMB + 32 additional)
- All Prescribed Minimum Benefits (PMB) — required by South African law
What to watch out for
- Planned admissions at hospitals outside the network — co-payments apply
- Cosmetic procedures, alternative therapies and certain elective treatments
- Out-of-hospital costs above your annual day-to-day limit (where applicable)
Compare with similar Profmed plans
ProPinnacle
Comprehensive
From R 14 634/month
58 chronic conditions
Any private hospital
ProSecure Plus
Traditional
From R 7 780/month
39 chronic conditions
Any private hospital
ProSecure Plus Savvy
Traditional
From R 7 002/month
39 chronic conditions
Restrictive network
Frequently asked questions
Source: Profmed Schedule of Benefits 2026 — accessed 2026-10-08.
Profmed is a restricted medical scheme: membership is open only to graduate professionals (and qualifying students) and their dependants. Check eligibility with Profmed before applying.
Information sourced from Profmed's official 2026 Schedule of Benefits. Contributions and benefits may change. Always confirm with Profmed before joining.
We are not a financial services provider and do not offer financial advice.