Profmed Medical Aid

    Profmed: ProPinnacle

    Comprehensive
    2026 Plan
    From R 14 634/month

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    Heads up: This is general information, not financial advice. Pricing is sourced from the official Profmed 2026 brochure but may change — always confirm directly with Profmed before joining.

    Monthly Contributions

    Main memberR 14 634
    Adult dependantR 13 574
    Child dependantR 4 390

    Max 3 children billed. Child rates apply up to age 21.

    Hospital Cover

    Limit: See Profmed's 2026 Schedule of Benefits
    Network: Any private hospital
    Network name: Any hospital of your choice

    Chronic Cover

    58 conditions covered (26 PMB + 32 additional)

    Plan highlights

    • Doctors in hospital paid at 300% Profmed Tariff
    • Private wards in hospital
    • Chronic cover for 58 conditions plus relevant DTPs, unlimited benefit
    • International travel medical assistance: R8 million per beneficiary per journey

    Who is ProPinnacle for?

    • Families wanting full cover with the fewest out-of-pocket surprises
    • Members with chronic conditions who see specialists regularly
    • Higher earners wanting comprehensive benefits and any-hospital access

    This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.

    What's covered

    • See Profmed's 2026 Schedule of Benefits hospital cover at any private hospital
    • 58 chronic conditions (26 PMB + 32 additional)
    • All Prescribed Minimum Benefits (PMB) — required by South African law

    What to watch out for

    • Cosmetic procedures, alternative therapies and certain elective treatments
    • Out-of-hospital costs above your annual day-to-day limit (where applicable)

    Compare with similar Profmed plans

    ProPinnacle Savvy

    Comprehensive
    From R 13 534/month
    58 chronic conditions
    Restrictive network

    ProSecure Plus

    Traditional
    From R 7 780/month
    39 chronic conditions
    Any private hospital
    From R 7 002/month
    39 chronic conditions
    Restrictive network

    Frequently asked questions

    Source: Profmed Schedule of Benefits 2026 — accessed 2026-10-08.

    Profmed is a restricted medical scheme: membership is open only to graduate professionals (and qualifying students) and their dependants. Check eligibility with Profmed before applying.

    Information sourced from Profmed's official 2026 Schedule of Benefits. Contributions and benefits may change. Always confirm with Profmed before joining.

    We are not a financial services provider and do not offer financial advice.