Where these figures come from: every contribution, limit and network on this page is taken from the scheme's published 2026 brochure, accessed 28 April 2026. This is general information, not advice — confirm the current rate with the scheme before you decide.
    Budget-Friendly
    Hospital Cover
    Day-to-Day Benefits

    Medical Aid Options for Couples Under R6,000

    Joining medical aid as a couple usually works out cheaper than two separate single memberships. Here are the options under R6,000/month that give you both decent cover.

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    Household

    couple

    Budget Range

    Up to R 6 000/mo

    Chronic Cover

    Standard PMB

    Also Looking At

    None specified

    Closest matches for this scenario

    5 of the published 2026 options whose brochure figures fit this household and budget. Ordered by how closely the published benefits match the requirements listed above — not by our opinion of the scheme.

    Fedhealth: flexiFED 1Elect Hospital

    Hospital Plan option — 2026

    R 2 051

    per month, main member

    R 3 653 for two adults

    What the 2026 brochure publishes

    • R 3 653 a month for two adults, from the published 2026 contribution table.
    • Unlimited hospital cover — any private hospital.
    • 27 chronic conditions listed (27 PMB + 0 additional).

    Hospital cover

    • • Unlimited
    • • Any private hospital
    • • R 15 950 co-payment per admission

    Chronic & day-to-day

    • • 27 chronic conditions
    • • No day-to-day pool on this option
    • • Maternity benefit published
    25% lower premium than flexiFED 1 Hospital
    Use any private hospital but pay R15,950 fixed co-payment per planned admission
    27 PMB chronic conditions covered
    Emergency admissions covered at nearest hospital

    Medihelp: MedMove! Student

    Network option — 2026

    R 804

    per month, main member

    What the 2026 brochure publishes

    • R 804 a month for two adults, from the published 2026 contribution table.
    • Unlimited hospital cover — comprehensive network (Medihelp National Hospital Network).
    • 27 chronic conditions listed (27 PMB + 0 additional).

    Hospital cover

    • • Unlimited
    • • Comprehensive network
    • • No per-admission co-payment published

    Chronic & day-to-day

    • • 27 chronic conditions
    • • No day-to-day pool on this option
    • • Maternity benefit published
    Designed exclusively for students
    From R804 per month — most affordable Medihelp option
    Network GP visits (R135 co-pay per visit)
    Trauma & emergency cover, 271 PMB conditions

    Fedhealth: flexiFEDSavvy Hospital

    Hospital Plan option — 2026

    R 1 155

    per month, main member

    R 2 310 for two adults

    What the 2026 brochure publishes

    • R 2 310 a month for two adults, from the published 2026 contribution table.
    • Unlimited hospital cover — comprehensive network (Fedhealth GRID Network (120 hospitals)).
    • 27 chronic conditions listed (27 PMB + 0 additional).

    Hospital cover

    • • Unlimited
    • • Comprehensive network
    • • No per-admission co-payment published

    Chronic & day-to-day

    • • 27 chronic conditions
    • • No day-to-day pool on this option
    • • Maternity benefit published
    Designed for digitally-savvy under-35s
    Unlimited hospitalisation at network hospitals
    27 PMB chronic conditions covered in full
    Backup savings up to R6,528 available

    Fedhealth: flexiFED 1 Hospital

    Hospital Plan option — 2026

    R 2 630

    per month, main member

    R 4 691 for two adults

    What the 2026 brochure publishes

    • R 4 691 a month for two adults, from the published 2026 contribution table.
    • Unlimited hospital cover — any private hospital.
    • 27 chronic conditions listed (27 PMB + 0 additional).

    Hospital cover

    • • Unlimited
    • • Any private hospital
    • • No per-admission co-payment published

    Chronic & day-to-day

    • • 27 chronic conditions
    • • No day-to-day pool on this option
    • • Maternity benefit published
    Affordable hospital cover at any private hospital
    27 PMB chronic conditions covered in full
    Built-in day-to-day risk benefits for GP & basics
    Nominal savings included for transferring members

    Medihelp: MedVital

    Hospital Plan option — 2026

    R 3 096

    per month, main member

    R 5 472 for two adults

    What the 2026 brochure publishes

    • R 5 472 a month for two adults, from the published 2026 contribution table.
    • Unlimited hospital cover — any private hospital.
    • 27 chronic conditions listed (27 PMB + 0 additional).

    Hospital cover

    • • Unlimited
    • • Any private hospital
    • • No per-admission co-payment published

    Chronic & day-to-day

    • • 27 chronic conditions
    • • No day-to-day pool on this option
    • • Maternity benefit published
    Any private hospital
    271 PMB diagnoses & all CDL conditions
    Specialised radiology in & out of hospital
    Day procedure facilities for certain procedures

    Your numbers will differ from this scenario

    This page compares the published 2026 figures against one fixed household and budget. Run the calculator to filter the same data set against your own household, budget and health needs.

    Frequently Asked Questions

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