Profmed: ProActive Plus Savvy
Hospital Plan
2026 Plan
From R 3 164/monthGet a free callback
Heads up: This is general information, not financial advice. Pricing is sourced from the official Profmed 2026 brochure but may change — always confirm directly with Profmed before joining.
Monthly Contributions
Main memberR 3 164
Adult dependantR 2 914
Child dependantR 1 235
Hospital Cover
Limit: See Profmed's 2026 Schedule of Benefits
Network: Restrictive network
Network name: Savvy hospital network (DSPN). Voluntary use of a non-network hospital: R14 000 co-payment; R5 000 for a specified day procedure (subject to PMB legislation).
Chronic Cover
26 conditions covered (26 PMB + 0 additional)
Plan highlights
- Hospital cover through the Savvy network; R14 000 co-payment for voluntary use of a non-network hospital
- Out-of-hospital MRI and CT scans: R6 500 per family
- Day Procedure Network applies (R5 000 co-payment outside it)
- Chronic cover for the 26 CDL conditions
- International travel medical assistance: R2.5 million per beneficiary per journey; out-of-hospital expenses not covered
Who is ProActive Plus Savvy for?
- People who only need cover for emergencies and hospitalisation
- Younger, generally healthy members who pay for GP visits and medication out of pocket
This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.
What's covered
- See Profmed's 2026 Schedule of Benefits hospital cover at restrictive network
- 26 chronic conditions (26 PMB + 0 additional)
- All Prescribed Minimum Benefits (PMB) — required by South African law
What to watch out for
- GP consultations (you pay out of pocket)
- Acute medication from your local pharmacy
- Routine dental check-ups and optometry
- Planned admissions at hospitals outside the network — co-payments apply
- Chronic conditions outside the 27 statutory PMB list
- Cosmetic procedures, alternative therapies and certain elective treatments
- Out-of-hospital costs above your annual day-to-day limit (where applicable)
Compare with similar Profmed plans
ProActive Plus
Hospital Plan
From R 3 516/month
26 chronic conditions
Any private hospital
ProSelect
Hospital Plan
From R 2 754/month
26 chronic conditions
Restrictive network
ProSelect Savvy
Hospital Plan
From R 2 477/month
26 chronic conditions
Restrictive network
Frequently asked questions
Source: Profmed Schedule of Benefits 2026 — accessed 2026-10-08.
Profmed is a restricted medical scheme: membership is open only to graduate professionals (and qualifying students) and their dependants. Check eligibility with Profmed before applying.
Information sourced from Profmed's official 2026 Schedule of Benefits. Contributions and benefits may change. Always confirm with Profmed before joining.
We are not a financial services provider and do not offer financial advice.