Fedhealth: myFED
From 1 January 2027
2027 prices are out
R1 857
main member / month
Main member
Adult dependant
Child dependant
Family of four (2 adults + 2 kids): R4 996 in 2026 → R5 396 in 2027, an extra R400 a month.
2027 prices by household income
| Income | Main | Adult | Child |
|---|---|---|---|
| R1 – R11 494 | R1 857 | R1 857 | R841 |
| R11 495 – R16 226 | R2 129 | R2 129 | R1 005 |
| R16 227 – R22 495 | R2 649 | R2 649 | R1 043 |
| R22 496+ | R4 376 | R4 376 | R1 383 |
Income-banded. Headline is the lowest band (R1 – R11 494).
Source: Fedhealth 2027 Rates and Benefits Guides. Benefits shown on this page are 2026 until we load the 2027 benefit changes. Compare every 2027 increase
Monthly Contributions
Max 3 children billed. Child rates apply up to age 27.
Income-banded pricing:
Hospital Cover
Chronic Cover
Maternity
Maternity benefit at network providers.
Plan highlights
- Income-banded affordable network plan
- Unlimited contracted nominated GP visits
- 27 PMB chronic conditions covered in full
- Network hospitals only — emergencies at any hospital
- Health and wellness screenings included
Who is myFED for?
- Members happy to use a defined network of GPs and hospitals in exchange for lower premiums
- People prioritising affordable monthly contributions over freedom of choice
- Budget-conscious members looking for entry-level cover
- Members on income-banded pricing — pay according to what you earn
This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.
What's covered
- Unlimited hospital cover at restrictive network
- 27 chronic conditions (27 PMB + 0 additional)
- 8 antenatal consultations
- 2 pregnancy ultrasound scans
- All Prescribed Minimum Benefits (PMB) — required by South African law
What to watch out for
- Planned admissions at hospitals outside the network — co-payments apply
- Non-formulary chronic medication is subject to a 25% co-payment
- Chronic conditions outside the 27 statutory PMB list
- Cosmetic procedures, alternative therapies and certain elective treatments
- Out-of-hospital costs above your annual day-to-day limit (where applicable)
Compare with similar Fedhealth plans
flexiFEDSavvy Savings
flexiFED 1Elect Hospital
flexiFEDSavvy Hospital
Frequently asked questions
Source: Fedhealth myFED Rates & Benefits Guide 2026 — accessed 2026-04-28.
All benefits and limits are per calendar year, unless otherwise stated.
Managed Care protocols apply.
All benefits are approved by the Council for Medical Schemes.
PMB = Prescribed Minimum Benefits. DSP = Designated Service Provider.
Pricing and benefits sourced from the official 2026 Fedhealth Rates & Benefits Guides. Final premiums confirmed by Fedhealth at application.