Fedhealth: maxima PLUS
From 1 January 2027
2027 prices are out
R21 537
main member / month
Main member
Adult dependant
Child dependant
Family of four (2 adults + 2 kids): R48 116 in 2026 → R53 437 in 2027, an extra R5 321 a month.
Source: Fedhealth 2027 Rates and Benefits Guides. Benefits shown on this page are 2026 until we load the 2027 benefit changes. Compare every 2027 increase
Monthly Contributions
Max 3 children billed. Child rates apply up to age 27.
Hospital Cover
Chronic Cover
Maternity
Comprehensive maternity programme + private ward cover.
Plan highlights
- Premium executive plan with Out-of-Hospital Expenses Benefit (OHEB)
- 62 chronic conditions covered (27 PMB + 35 additional)
- Medical Savings Account + OHEB + Threshold benefit
- Non-network GP refund via Threshold benefit
- Any private hospital
Who is maxima PLUS for?
- Families wanting full cover with the fewest out-of-pocket surprises
- Members with chronic conditions who see specialists regularly
- Higher earners wanting comprehensive benefits and any-hospital access
This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.
What's covered
- Unlimited hospital cover at any private hospital
- 62 chronic conditions (27 PMB + 35 additional)
- 12 antenatal consultations
- 2 pregnancy ultrasound scans
- All Prescribed Minimum Benefits (PMB) — required by South African law
What to watch out for
- Non-formulary chronic medication is subject to a 25% co-payment
- Cosmetic procedures, alternative therapies and certain elective treatments
- Out-of-hospital costs above your annual day-to-day limit (where applicable)
Compare with similar Fedhealth plans
maxima EXEC
flexiFED 4 Savings
flexiFED 4GRID Savings
Frequently asked questions
Source: Fedhealth Executive Options Rates & Benefits Guide 2026 — accessed 2026-04-28.
All benefits and limits are per calendar year, unless otherwise stated.
Managed Care protocols apply.
All benefits are approved by the Council for Medical Schemes.
PMB = Prescribed Minimum Benefits. DSP = Designated Service Provider.
Pricing and benefits sourced from the official 2026 Fedhealth Rates & Benefits Guides. Final premiums confirmed by Fedhealth at application.