Fedhealth: flexiFED 3GRID Savings
From 1 January 2027
2027 prices are out
R5 911
main member / month
Main member
Adult dependant
Child dependant
Family of four (2 adults + 2 kids): R13 804 in 2026 → R15 522 in 2027, an extra R1 718 a month.
Source: Fedhealth 2027 Rates and Benefits Guides. Benefits shown on this page are 2026 until we load the 2027 benefit changes. Compare every 2027 increase
Monthly Contributions
Max 3 children billed. Child rates apply up to age 27.
Hospital Cover
PMB emergencies always covered at nearest private hospital.
Chronic Cover
Maternity
Maternity programme + private ward cover (flexiFED 3 & 4).
Plan highlights
- 10% saving via GRID network hospitals
- R10,416 annual day-to-day savings
- 44 chronic conditions covered
Who is flexiFED 3GRID Savings for?
- Members who want flexibility — use savings for any healthcare expense
- People with predictable but not heavy day-to-day usage
This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.
What's covered
- Unlimited hospital cover at comprehensive network
- 44 chronic conditions (27 PMB + 17 additional)
- 12 antenatal consultations
- 2 pregnancy ultrasound scans
- All Prescribed Minimum Benefits (PMB) — required by South African law
What to watch out for
- Planned admissions at hospitals outside the network — co-payments apply
- Non-formulary chronic medication is subject to a 25% co-payment
- Cosmetic procedures, alternative therapies and certain elective treatments
- Out-of-hospital costs above your annual day-to-day limit (where applicable)
Compare with similar Fedhealth plans
flexiFED 4Elect Hospital
flexiFED 3 Hospital
flexiFED 2 Savings
Frequently asked questions
Source: Fedhealth flexiFED Savings Plans Rates & Benefits Guide 2026 — accessed 2026-04-28.
All benefits and limits are per calendar year, unless otherwise stated.
Managed Care protocols apply.
All benefits are approved by the Council for Medical Schemes.
PMB = Prescribed Minimum Benefits. DSP = Designated Service Provider.
Pricing and benefits sourced from the official 2026 Fedhealth Rates & Benefits Guides. Final premiums confirmed by Fedhealth at application.