Fedhealth: flexiFED 3GRID Hospital
From 1 January 2027
2027 prices are out
R5 035
main member / month
Main member
Adult dependant
Child dependant
Family of four (2 adults + 2 kids): R11 650 in 2026 → R13 222 in 2027, an extra R1 572 a month.
Source: Fedhealth 2027 Rates and Benefits Guides. Benefits shown on this page are 2026 until we load the 2027 benefit changes. Compare every 2027 increase
Monthly Contributions
Max 3 children billed. Child rates apply up to age 27.
Hospital Cover
PMB emergencies always covered at nearest private hospital.
Chronic Cover
Maternity
Maternity programme includes antenatal classes, postnatal midwife consults and Doula benefits.
Plan highlights
- 10% saving vs flexiFED 3 via GRID network hospitals
- 44 chronic conditions covered
- Same benefits as flexiFED 3 Hospital
- Comprehensive maternity & paediatric benefits
Who is flexiFED 3GRID Hospital for?
- People who only need cover for emergencies and hospitalisation
- Younger, generally healthy members who pay for GP visits and medication out of pocket
This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.
What's covered
- Unlimited hospital cover at comprehensive network
- 44 chronic conditions (27 PMB + 17 additional)
- 12 antenatal consultations
- 2 pregnancy ultrasound scans
- All Prescribed Minimum Benefits (PMB) — required by South African law
What to watch out for
- GP consultations (you pay out of pocket)
- Acute medication from your local pharmacy
- Routine dental check-ups and optometry
- Planned admissions at hospitals outside the network — co-payments apply
- Non-formulary chronic medication is subject to a 25% co-payment
- Cosmetic procedures, alternative therapies and certain elective treatments
- Out-of-hospital costs above your annual day-to-day limit (where applicable)
Compare with similar Fedhealth plans
flexiFED 2GRID Savings
flexiFED 3Elect Savings
flexiFED 2 Hospital
Frequently asked questions
Source: Fedhealth flexiFED Hospital Plans Rates & Benefits Guide 2026 — accessed 2026-04-28.
All benefits and limits are per calendar year, unless otherwise stated.
Managed Care protocols apply.
All benefits are approved by the Council for Medical Schemes.
PMB = Prescribed Minimum Benefits. DSP = Designated Service Provider.
Pricing and benefits sourced from the official 2026 Fedhealth Rates & Benefits Guides. Final premiums confirmed by Fedhealth at application.