Bonitas: BonCap
From 1 January 2027
2027 prices are out
R4 657
main member / month
Main member
Adult dependant
Child dependant
Family of four (2 adults + 2 kids): R11 524 in 2026 → R12 848 in 2027, an extra R1 324 a month.
2027 prices by household income
| Income | Main | Adult | Child |
|---|---|---|---|
| R0 – R12 400 | R1 929 | R1 929 | R909 |
| R12 401 – R20 100 | R2 354 | R2 354 | R1 083 |
| R20 101 – R26 200 | R3 795 | R3 795 | R1 436 |
| R26 201+ | R4 657 | R4 657 | R1 767 |
Income-banded. Headline is the top band (R26 201+).
Source: Bonitas 2027 All Plans Brochures. Benefits shown on this page are 2026 until we load the 2027 benefit changes. Compare every 2027 increase
Monthly Contributions
Income-banded pricing:
Hospital Cover
You will have to pay a 30% co-payment if you use a non-network hospital (except for emergencies) or if you do not get pre-authorisation within 48 hours of admission.
Chronic Cover
Maternity
4 consultations with a midwife after delivery (1 of these can be used for a consultation with an accredited lactation specialist)
Plan highlights
- Unlimited GP or Registered Nurse consultations, using a BonCap network GP
- Hospitalisation is covered at 100% of the BonCap Rate at all hospitals on the applicable network
- Cover for 28 chronic conditions
- Glasses or contact lenses are available through the contracted service provider once every 2 years
- Dependants up to age 24 years pay child rates
Who is BonCap for?
- Members happy to use a defined network of GPs and hospitals in exchange for lower premiums
- People prioritising affordable monthly contributions over freedom of choice
- Members on income-banded pricing — pay according to what you earn
This is general guidance. Use our free calculator to see whether this plan matches your specific needs and budget.
What's covered
- Unlimited hospital cover at restrictive network
- 28 chronic conditions (27 PMB + 1 additional)
- Day-to-day pool up to R 5 220 per family per year
- 2 pregnancy ultrasound scans
- All Prescribed Minimum Benefits (PMB) — required by South African law
What to watch out for
- Planned admissions at hospitals outside the network — co-payments apply
- Cosmetic procedures, alternative therapies and certain elective treatments
- Out-of-hospital costs above your annual day-to-day limit (where applicable)
Compare with similar Bonitas plans
BonSave
Primary
Hospital Standard
Frequently asked questions
Source: Bonitas BonCap 2026 Brochure — accessed 2026-04-28.
All benefits and limits are per calendar year, unless otherwise stated.
Managed Care protocols apply.
All benefits are approved by the Council for Medical Schemes.
PMB = Prescribed Minimum Benefits. DSP = Designated Service Provider.
Pricing and benefits sourced from official 2026 Bonitas brochures. Final premiums confirmed by Bonitas at application.