Get quick & easy quotes from Total Risk Administrators

Gap Cover Quotes from multiple providers with 1 simple form.

  • Fill in form
  • Get quotes
  • Accept quote

Total Risk Administrators Gap Cover Pricing and Plans for 2025

Explore Total Risk Administrator gap cover plans for 2025. Compare coverage options for in-hospital shortfalls, specialist fees, and oncology treatments, and choose the right plan for you. 

 

TRA Gap Cover Plans

Cover Range

Key Features

Coverage Limits 

Best For 

Monthly Premium 

Gap Cover 300 

Covers up to 300% of the medical aid rate for in-hospital shortfalls, specialist fees. 

Up to 300% of medical aid rate. 

Individuals or families with basic medical aid coverage. 

R200 – R250 

Comprehensive Cover 

Includes coverage for in-hospital shortfalls, oncology treatments, and co-payments. 

Unlimited cover for in-hospital expenses. 

Families needing full protection against large expenses. 

R400 – R450 

Elite Cover 

Offers coverage for sub-limits, co-payments, oncology, and extended hospital stays. 

Up to R150,000 per annum. 

High earners or those with extensive medical needs

R500 – R550 

Oncology Gap Cover 

Specialized cover for cancer treatments, including co-payments and sub-limits on oncology care. 

Unlimited oncology cover for in-hospital treatments. 

Cancer patients or those requiring frequent treatments. 

R300 – R350 

Benefits of TRA Gap Cover

TRA Gap Cover offers an array of benefits designed to protect you from unexpected healthcare expenses. Their plans ensure that you’re not burdened by medical shortfalls, co-payments, or costly specialist treatments.

TRA offers several benefits across their gap cover plans, ensuring you get the most out of your healthcare. Whether it’s coverage for specialist fees, co-payments, or unexpected in-hospital shortfalls, their plans are designed to bridge the gap between your medical aid and actual treatment costs. 

  • Comprehensive In-Hospital Cover: With plans like TRA Plus and TRA Supreme, TRA ensures you’re protected against significant hospital shortfalls. 
  • Specialist and Oncology Coverage: TRA gap cover includes cover for specialist fees and cancer treatments, giving you peace of mind during critical treatments. 
  • Senior-Specific Plans: The TRA Senior Gap plan is tailored specifically for older individuals, ensuring age-specific benefits at affordable premiums. 

 

How to Choose the Right TRA Plan

When selecting the right TRA gap cover, consider your current healthcare needs and your existing medical aid plan. For those seeking essential protection, TRA Core offers affordable coverage for hospital shortfalls. Families might prefer TRA Plus or TRA Supreme for their more comprehensive benefits, including oncology and specialist coverage. Seniors can benefit from the age-specific TRA Senior Gap plan, designed to provide enhanced cover without breaking the bank. 

Frequently asked questions

TRA Plus covers in-hospital shortfalls, oncology treatments, specialist fees, and co-payments, providing comprehensive protection against unexpected medical expenses.

TRA gap cover plans range from R150 to R500 per month, depending on the level of coverage and the plan selected

Are you ready to protect yourself from unexpected medical expenses? Get a quote from TRA today and choose the gap cover plan that best suits your needs and budget.