Preventive Screening Cover & Benefits
Prevention is better than cure – and that’s not just a saying. Preventive screening helps catch health issues early, but not all medical aid plans cover these checks the same way. Here’s how to compare your options and make the most of your medical cover.
Comparative Overview of Medical Aid Providers
Review which plans cover annual wellness screenings, key blood tests, and vaccinations – and whether co-payments apply.
Provider | Plan Name | Monthly Premium (± 2024) | Screening Tests Covered | Wellness Check-ups & Vaccinations |
Discovery | Essential Saver | ±R3,300 | Cholesterol, glucose, HIV, pap smear | 1 wellness visit + flu jab |
Momentum | Incentive Option | ±R4,000 | Cancer, diabetes, blood pressure | Annual check-up + vaccines |
Bonitas | BonSave | ±R3,800 | Full basic screenings | Flu, tetanus, child vaccines included |
Best Plans for Different Profiles
Health-Conscious Individuals
Recommended Plan:
Momentum Incentive Option
Why? Covers a wide range of chronic illness screenings and encourages proactive check-ups.
Individuals with Family History of Illness
Recommended Plan:
Bonitas BonSave
Why? Strong cancer and cardiovascular screening support included in annual benefits.
Families
Recommended Plan:
Discovery Essential Saver
Why? Basic screenings and child immunisations are covered without needing savings.
Key Considerations Before Choosing a Plan
- Are screening tests paid from risk or savings?
- Are wellness visits and vaccines covered annually?
- Do co-payments apply for preventive checks?
- Are there limits to how often certain tests can be done?
FAQs
Yes, many plans cover mammograms, PSA tests, and pap smears – often from risk benefits.
Generally, yes – but coverage may depend on whether you use a network provider.
Once per year is standard, though some plans offer enhanced wellness programmes.