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Bonitas Medical Aid: Comprehensive Plan Comparison for 2025
Bonitas Medical Aid stands out as one of South Africa’s leading healthcare providers, offering a variety of plans designed to meet the needs of individuals, families, and businesses. With a focus on affordability, accessibility, and comprehensive care, Bonitas provides members with tailored healthcare solutions to suit different life stages and medical requirements.Â
Explore the Bonitas Medical Aid Plans & Pricing
Bonitas offers a broad spectrum of medical aid plans categorized to address specific healthcare needs and financial considerations:Â
Plan Name | Key Features | Starting Price (ZAR) |
BonStart | Perfect for individuals; covers 27 chronic conditions; no medical savings account. | R1,378 |
BonStart Plus | Ideal for young couples; includes 27 chronic conditions; no medical savings. | R1,754 |
Standard | Comprehensive hospital coverage; covers 45 chronic conditions; no medical savings. | R4,922 |
Standard Select | Utilizes a designated provider network; covers 45 chronic conditions; no medical savings. | R4,448 |
Primary | Provides traditional hospital cover; covers 27 chronic conditions; no medical savings. | R2,993 |
Primary Select | Access to a quality provider network; covers 27 chronic conditions; no medical savings. | R2,619 |
BonFit Select | Basic savings plan with essential hospital cover; R4,128 medical savings for the main member. | R2,295 |
BonSave | Comprehensive coverage with R10,344 medical savings for the main member. | R3,447 |
BonComplete | Generous savings; R9,624 medical savings for the main member; extensive hospital cover. | R5,359 |
BonClassic | Balanced savings plan offering in- and out-of-hospital cover; R11,412 medical savings for the main member. | R6,732 |
BonComprehensive | Premier plan with unlimited medical savings; extensive hospital cover; R22,308 in savings. | R9,853 |
Hospital Standard | Extensive hospital coverage; covers 27 chronic conditions; no medical savings. | R2,964 |
BonEssential | Comprehensive hospital cover; no medical savings; covers 27 chronic conditions. | R2,287 |
BonEssential Select | Quality provider network; comprehensive hospital cover; no medical savings. | R1,998 |
BonStart Plus | Income-based plan with day-to-day benefits and hospital cover; premiums are salary-based. | R1,430 – R3,453 |
Edge Plans
For those who prefer a more traditional approach to medical coverage, Bonitas offers plans like Standard, Standard Select, Primary, and Primary Select. These plans provide extensive hospital coverage, with some options like Standard Select offering access to a qualified provider network to keep costs down while maintaining high-quality care.Â
Traditional Plans
For those who prefer a more traditional approach to medical coverage, Bonitas offers plans like Standard, Standard Select, Primary, and Primary Select. These plans provide extensive hospital coverage, with some options like Standard Select offering access to a qualified provider network to keep costs down while maintaining high-quality care.Â
Savings Plans:
Bonitas’ Savings Plans are ideal for members who want control over their out-of-hospital expenses. With plans like BonComplete, BonClassic, and BonSave, members enjoy a healthy balance between comprehensive coverage and significant medical savings that can be used as needed. These plans provide flexibility, allowing you to manage your healthcare expenses more effectively.
Hospital Plans
If your primary concern is hospital coverage, Bonitas offers Hospital Standard, BonEssential, and BonEssential Select. These plans focus on providing robust in-hospital benefits, ensuring you are covered for both emergency and planned procedures, with additional benefits depending on the plan selected.Â
What Makes Bonitas Stand Out?
Bonitas Medical Aid is known for its innovative features and programs that prioritize member wellness:Â
Plan Name | Discovery Health | Momentum Health | Bonitas Medical Fund |
Top Plan | Executive | HealthSaver Plus | BonComprehensive |
Main Member Premium | R10,303 | R13,572 | R9,853 |
Chronic Conditions | 27+ | 38+ | 26+ |
Medical Savings | R30,900/year | R40,716/year | No MSA |
Above Threshold Benefit | Unlimited | Unlimited | Unlimited |
International Travel Benefit | Up to R5 million | Up to R10 million | Up to R10 million |
Choosing the Right Bonitas Plan
When selecting a Bonitas Medical Aid plan, consider the following:Â
Reflect on your current health status, any chronic conditions, and your lifestyle. Bonitas offers a plan to match every life stage and healthcare requirement.Â
With premiums ranging from R1,378 to R9,853 per month, Bonitas provides a variety of plans to fit different budgets. Plans like BonStart offer affordable entry points, while BonComprehensive provides extensive coverage for those needing more.Â
Bonitas’ extensive provider network includes over 4,000 pharmacies and numerous medical practitioners across the country, ensuring you can find care wherever you are.
Understanding the various benefits, like the Be Better Benefit for wellness screenings and the Benefit Booster for additional coverage, can help you maximize your plan’s value.
Frequently asked questions
Bonitas will implement a weighted average increase of 6.9%, with specific increases varying across its plans.Â
The BonComprehensive plan is the most inclusive, offering unlimited medical savings and extensive hospital and chronic condition coverage.Â
While Discovery is known for its extensive plan options, Bonitas excels in managed care and chronic condition support. Momentum offers strong savings plans but at higher premiums.Â
Discovery Health is often regarded as the most comprehensive due to its wide range of options and excellent healthcare management, though Bonitas is a top competitor with robust offerings in the chronic care space.Â
Bonitas Medical Aid offers several unique tools and initiatives that distinguish it from other medical aid schemes in South Africa:Â
Additional Out-of-Hospital Coverage: This innovative feature automatically provides extra coverage for out-of-hospital expenses without additional costs on selected plans. It’s particularly beneficial for members who might exceed their day-to-day benefits, offering peace of mind and financial relief.Â
Wellness Incentives: Bonitas offers a rewards program that encourages healthy living by rewarding members for participating in various wellness activities, such as regular health check-ups, screenings, and exercise. This program not only helps members stay healthy but also provides tangible rewards for doing so.Â
Comprehensive Care: This program is tailored for members living with diabetes, providing personalized care plans, regular monitoring, and access to necessary resources. Bonitas’ focus on managing chronic conditions like diabetes sets it apart in offering comprehensive support for ongoing health management.Â
Integrated Mental Health Benefits: Recognizing the growing need for mental health care, Bonitas has integrated mental health support into all its plans. The scheme covers consultations with psychologists and psychiatrists, counseling sessions, and even provides support for managing stress and depression, which is now covered as a chronic condition on 11 plans.Â
Enhanced Maternity Benefits: Bonitas offers extensive maternity benefits, including antenatal care, delivery, and postnatal support. The Maternity Programme includes access to a Babyline (a 24-hour helpline for new parents), and the scheme also provides maternity bags filled with essentials for new mothers. These offerings ensure that both mother and child receive the best care before, during, and after birth.Â
Specialized Care for Orthopedic Conditions: Bonitas has introduced the ICPS (Integrated Care Pathway for Surgery) and JointCare programs to provide specialized care for members undergoing hip and knee surgeries. These programs are designed to optimize recovery and improve outcomes by ensuring that members receive coordinated care throughout the treatment process.Â
Direct Delivery of Chronic Medication: Bonitas offers a service where members can have their chronic medication delivered directly to their door through Pharmacy Direct, ensuring convenience and consistent access to necessary medications.Â
Discovery Health has been amazing for my family. The coverage is comprehensive and the customer service is top-notch. Highly recommend them!
Sarah M
Everyone's medical aid needs are unique
Our dedicated customer service team is always ready to assist you with any questions or concerns you may have.
Exceptional 4.8 rating
I've been with Discovery Health for years and they have always taken great care of me. The benefits are fantastic and the claims process is seamless
