Top Medical Insurance Providers in South Africa for 2024
Insurance Provider | Plan Name | Key Features | Starting Price (Monthly) |
Dis-Chem Health Insurance | MyHealth Core | Covers GP visits, medication, dentistry, eye exams, and day-to-day medical expenses. | R469 |
MyHealth Plus | Comprehensive cover with unlimited GP and specialist visits, plus dental, optical, and wellness clinic services. | R649 | |
Momentum Health | Health4Me Silver | Covers day-to-day GP visits, basic dentistry, and access to private hospitals for accidents. | Varies based on coverage |
Health4Me Gold | Enhanced coverage including specialist consultations, hospitalization, and chronic medication. | Varies based on coverage | |
Discovery Health | KeyCare Series | Entry-level plans with essential benefits including in-hospital and out-of-hospital treatments. | From R1,102 per member |
Vitality Plans | Combines health insurance with wellness programs, offering rewards for healthy living. | From R1,500 per member | |
Bonitas Medical Aid | BonEssential Hospital Plan | Basic hospital cover with options for additional benefits like chronic disease management. | From R2,287 for Principal Member |
BonPlus Comprehensive | Extensive coverage including specialist visits, maternity, and chronic illness support. | From R5,000 per member | |
Medihelp | MedPrime | Comprehensive coverage with benefits for hospitalization, day-to-day medical needs, and chronic conditions. | From R1,000 per member |
MedSaver | Cost-effective plan focusing on essential medical services and hospitalization benefits. | From R800 per member | |
Fedhealth | FlexiFED Basic | Affordable day-to-day cover with options to add hospitalization and other benefits. | Varies based on plan |
FlexiFED Plus | Enhanced coverage including specialist consultations, chronic disease management, and hospitalization. | Varies based on plan | |
Oneplan Health Insurance | Oneplan Blue | Designed for low-income earners, covering GP visits, hospitalization, and emergency care. | Varies based on plan |
Oneplan Green | Expanded coverage with additional benefits like chronic disease support and specialist consultations. | Varies based on plan | |
Sanlam Health | Primary Care Plan | Focuses on outpatient care including doctor visits, medication, and maternity care. | Customizable plans |
Comprehensive Health Plan | Extensive coverage including hospitalization, specialist visits, and chronic disease management. | Customizable plans | |
Liberty Health | Liberty Basic Care | Essential medical cover with benefits for day-to-day healthcare needs and basic hospitalization. | From R1,200 per member |
Liberty Comprehensive | Comprehensive coverage including specialist consultations, chronic disease support, and extensive hospitalization. | From R3,000 per member |
Additional Top Providers:
- Discovery Health: Known for its extensive range of plans and integration with wellness programs like Vitality, which rewards healthy living.
- Bonitas Medical Aid: Offers a variety of plans catering to different needs, including specialized support for chronic illnesses.
- Medihelp: One of the oldest medical aid schemes in South Africa, offering a wide range of plans suitable for individuals, families, and pensioners.
- Fedhealth: Provides flexible plans that can be tailored to individual needs, making it a popular choice for both individuals and businesses.
- Liberty Health: Offers both basic and comprehensive health plans with a focus on providing high-quality healthcare services.