Top Medical Insurance Providers in South Africa for 2024

Insurance Provider

Plan Name

Key Features

Starting Price (Monthly)

Dis-Chem Health Insurance

MyHealth Core

Covers GP visits, medication, dentistry, eye exams, and day-to-day medical expenses.

R469

MyHealth Plus

Comprehensive cover with unlimited GP and specialist visits, plus dental, optical, and wellness clinic services.

R649

Momentum Health

Health4Me Silver

Covers day-to-day GP visits, basic dentistry, and access to private hospitals for accidents.

Varies based on coverage

Health4Me Gold

Enhanced coverage including specialist consultations, hospitalization, and chronic medication.

Varies based on coverage

Discovery Health

KeyCare Series

Entry-level plans with essential benefits including in-hospital and out-of-hospital treatments.

From R1,102 per member

Vitality Plans

Combines health insurance with wellness programs, offering rewards for healthy living.

From R1,500 per member

Bonitas Medical Aid

BonEssential Hospital Plan

Basic hospital cover with options for additional benefits like chronic disease management.

From R2,287 for Principal Member

BonPlus Comprehensive

Extensive coverage including specialist visits, maternity, and chronic illness support.

From R5,000 per member

Medihelp

MedPrime

Comprehensive coverage with benefits for hospitalization, day-to-day medical needs, and chronic conditions.

From R1,000 per member

MedSaver

Cost-effective plan focusing on essential medical services and hospitalization benefits.

From R800 per member

Fedhealth

FlexiFED Basic

Affordable day-to-day cover with options to add hospitalization and other benefits.

Varies based on plan

FlexiFED Plus

Enhanced coverage including specialist consultations, chronic disease management, and hospitalization.

Varies based on plan

Oneplan Health Insurance

Oneplan Blue

Designed for low-income earners, covering GP visits, hospitalization, and emergency care.

Varies based on plan

Oneplan Green

Expanded coverage with additional benefits like chronic disease support and specialist consultations.

Varies based on plan

Sanlam Health

Primary Care Plan

Focuses on outpatient care including doctor visits, medication, and maternity care.

Customizable plans

Comprehensive Health Plan

Extensive coverage including hospitalization, specialist visits, and chronic disease management.

Customizable plans

Liberty Health

Liberty Basic Care

Essential medical cover with benefits for day-to-day healthcare needs and basic hospitalization.

From R1,200 per member

Liberty Comprehensive

Comprehensive coverage including specialist consultations, chronic disease support, and extensive hospitalization.

From R3,000 per member

Additional Top Providers:

  • Discovery Health: Known for its extensive range of plans and integration with wellness programs like Vitality, which rewards healthy living.
  • Bonitas Medical Aid: Offers a variety of plans catering to different needs, including specialized support for chronic illnesses.
  • Medihelp: One of the oldest medical aid schemes in South Africa, offering a wide range of plans suitable for individuals, families, and pensioners.
  • Fedhealth: Provides flexible plans that can be tailored to individual needs, making it a popular choice for both individuals and businesses.
  • Liberty Health: Offers both basic and comprehensive health plans with a focus on providing high-quality healthcare services.