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Dischem : Comprehensive Gap Cover
Product Comparison for 2025

Dis-Chem, a trusted name in healthcare, extends its commitment to your well-being through Dis-Chem Gap Cover. Offering a range of plans that help bridge the financial gap left by medical aids, Dis-Chem ensures that you’re protected from unexpected medical expenses like hospital shortfalls, specialist fees, and co-payments. Whether you need essential coverage or a more robust plan to include specialist care and oncology treatments, Dis-Chem has a solution that suits your needs. Below is a detailed breakdown of the Dis-Chem Gap Cover options for 2025/6 to help you choose the right protection for your medical expenses. 

Dis-Chem Gap Cover Plans

Plan Name

Key Features

Coverage Limits 

Best For 

Monthly Premium 

Dis-Chem Basic 

Covers in-hospital shortfalls and co-payments, up to 200% of medical aid rates. 

Up to 200% of medical aid rate. 

Individuals looking for essential medical cover. 

R180 – R230 

Dis-Chem Comprehensive 

Offers coverage for in-hospital shortfalls, specialist fees, and oncology treatments. 

Unlimited cover for in-hospital expenses and oncology. 

Families with a need for full medical protection. 

R350 – R400 

Dis-Chem Elite 

Full coverage for hospital shortfalls, sub-limits, co-payments, and advanced treatments. 

Up to R250,000 per annum. 

High-income individuals or those with chronic conditions. 

R450 – R500 

Dis-Chem Senior Gap 

Tailored for seniors, covering in-hospital shortfalls and specialist fees, including oncology. 

Up to 300% of medical aid rate. 

Seniors seeking tailored healthcare protection. 

R280 – R320 

Benefits of Dis-Chem Gap Cover

Dis-Chem Gap Cover offers a range of benefits that cater to your healthcare needs, ensuring you’re covered for the expenses your medical aid doesn’t pay for. Whether you’re seeking protection against in-hospital costs, specialist fees, or oncology treatments, Dis-Chem has you covered. 

  • Comprehensive In-Hospital Protection: With plans like Dis-Chem Comprehensive and Dis-Chem Elite, you’re protected from hospital shortfalls up to 300% of the medical aid rate. 
  • Specialist and Oncology Coverage: Dis-Chem offers extensive coverage for oncology treatments and specialist fees, ensuring you have the support needed during critical treatments. 
  • Senior-Specific Plans: The Dis-Chem Senior Gap plan is crafted specifically for seniors, providing age-appropriate cover at an affordable rate. 

How to Choose the Right Dis-Chem Plan

Selecting the right Dis-Chem Gap Cover plan depends on your healthcare needs and budget. For basic protection, Dis-Chem Basic offers coverage for hospital shortfalls and co-payments. Families or individuals needing more comprehensive protection might consider Dis-Chem Comprehensive or Dis-Chem Elite, which provide extended benefits, including oncology and specialist cover. Seniors can take advantage of the Dis-Chem Senior Gap plan for tailored protection at affordable premiums. 

Frequently asked questions

Dis-Chem Comprehensive covers hospital shortfalls, specialist fees, co-payments, and oncology treatments, ensuring unlimited protection for in-hospital and specialist care.

Dis-Chem gap cover plans range from R180 to R500 per month, depending on the plan and the level of coverage you select.

Don’t let unexpected medical expenses take you by surprise. Get a quote for Dis-Chem Gap Cover today and find the best plan to protect you and your family from out-of-pocket healthcare costs.