Alternative Medicine Cover & Benefits
What if your medical aid could reward you for being healthy? That’s the idea behind wellness programmes – incentive-based benefits that promote exercise, nutrition, and preventive care. But the perks (and costs) vary widely between providers.
Comparative Overview of Medical Aid Providers
This table compares key wellness programme features – from gym memberships and discounts to health screenings and cashback rewards.
Provider | Plan Name | Monthly Premium (± 2025) | Wellness Programme | Key Benefits & Rewards |
Discovery | All Plans (Vitality add-on) | ±Add R300 | Vitality | Cashback, gym discounts, health screenings |
Momentum | All Plans (Multiply add-on) | ±Add R250 | Multiply | Fitness tracking, shopping discounts, free flu shots |
Bonitas | Select Plans | Included | Wellness Extender | GP vouchers, child health checks, preventive test cover |
Best Plans for Different Profiles
Fitness Enthusiasts
Recommended Plan:
Discovery with Vitality
Why? Premium rewards structure with gym access, cash incentives, and partner discounts.
Families
Recommended Plan:
Bonitas Select Plans
Why? Includes wellness extenders with child-focused benefits and free check-ups.
Chronic Condition Patients
Recommended Plan:
Momentum with Multiply
Why? Encourages disease management and health monitoring with discounts on tools and services.
Key Considerations Before Choosing a Plan
- Is the wellness programme included or a paid add-on?
- What types of benefits are offered – gym, nutrition, screenings?
- Can rewards be converted into cashback, vouchers, or fee reductions?
- Do you need to meet activity targets to access rewards?
FAQs
Yes – via programmes like Vitality and Multiply that reward activity, screenings, and healthy shopping.
Discovery (Vitality), Momentum (Multiply), and some Bonitas plans offer gym and fitness partner perks.
Some are included in your plan; others charge a monthly add-on fee.